1101 Bernard Dr, Reading, PA 19605 Property Records

Berks County property record for 1101 Bernard Dr, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,066 sqft · built 1994
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Jul 2001)
Tax Bill	$1,966 (2026)
Deeds & Mortgages	Feb 2018 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4399-19-62-8176`

Property Details

APN / Parcel Number

Primary APN	`4399-19-62-8176`
Alternative APNs	`66-4399-19-62-8176` `66065622` `065622`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,066 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66065622
Street Address	1101 BERNARD DR
City	READING
State	PA
Zip	19605-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WHITFORD HILLS
Legal Block	62
Legal Lot Number	16
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	2
Census Block	2005
Census Tract	12702

Owner

1101 Bernard Dr is owned and occupied by an individual who acquired it in June 2002.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1101 BERNARD DR, READING, PA 19605-3238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA
May 21, 2020	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2001 · Amount on File
Deed Sale	Jul 18, 2001 · Amount on File
Deed Document Number	200138978
Deed Book / Page	3366 / 2312
Last Transfer Date	Jun 5, 2002
Transfer Doc	0000045122
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1101 BERNARD DR, READING, PA 19605-3238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005874
Date	Feb 21, 2018
Instrument	2018005874

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2048

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1101 BERNARD DR, READING, PA 19605-3238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016860
Date	May 21, 2020
Instrument	2020016860

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1101 Bernard Dr was $1,966.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,966.00	$131,000 Land $34,300 Building $96,700	$34,300 Land $34,300
2024	$1,839.00	$131,000 Land $34,300 Building $96,700
1994			$131,000 Land $34,300 Building $96,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1101 Bernard Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Oct 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1101 Bernard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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