1105 Barton St, Otsego, MI 49078 Property Records

Allegan County property record for 1105 Barton St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,057 sqft · built 2018
Lot Size	0.391 acres (17,032 sqft)
Owner	2 Individual Names on File
Last Sale	$406,500 (May 2023)
Tax Bill	$9,153 (2025)
Deeds & Mortgages	May 2023 Sale Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`54-276-111-00`

Property Details

APN / Parcel Number

Primary APN	`54-276-111-00`
Alternative APN	`03-54-276-111-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,057 sqft Living Area
1st Floor Area	2,057 sqft
Basement Area	2,057 sqft
Unfinished Basement	2,057 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Lot Area	17,032 sqft (0.391 acres)
Lot Dimensions	164 ft deep x 103 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1105 BARTON ST
City	OTSEGO
State	MI
Zip	49078-1572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOT 111 ELEY ACRES IV SEC 26 T1N R12W (2000)
Legal Range	12W
Legal Township	01N
Legal Section	26
Legal Subdivision	ELEY ACRES IV
Legal Lot Number	111
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3012
Census Tract	31900

Owner

1105 Barton St is owned and occupied by two individuals who bought it in May 2023.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1105 BARTON ST, OTSEGO, MI 49078-1572
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Apr 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Oct 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage CEN-TEX CERTIFIED DEV CORP
Nov 16, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Nov 16, 2017 · Amount on File
Deed Document Number	20237718
Deed Book / Page	4859 / 296
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 26, 2023
Property Address	1105 BARTON ST, OTSEGO, MI 49078-1572
Document Number	004859/296
Book / Page	4859 / 296
Map Reference	LB 14 PG 87&88
Instrument Date	May 19, 2023
Instrument	2023007718
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$3,048.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 BARTON ST, OTSEGO, MI 49078-1572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 BELMONT PL # PI, PI, MADISON, AL 35756-6404

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1105 BARTON ST, OTSEGO, MI 49078-1572
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4235/784
Date	Apr 9, 2018
Book Page	4235/784

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	193 Months
Due	May 1, 2034

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1105 BARTON ST, OTSEGO, MI 49078-1572
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4289/727
Date	Oct 10, 2018
Book Page	4289/727

Lender

Name	CEN-TEX CERTIFIED DEV CORP
Type	Funding / Finance Company
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 16, 2017
Property Address	1105 BARTON ST, OTSEGO, MI 49078-1572
Document Number	4196/785
Book / Page	4196 / 785
Map Reference	LB14 PG87&88
Instrument Date	Nov 10, 2017
Instrument	4196-785
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount on Record
Tax	$186.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1018 BARTON ST, 1018, OTSEGO, MI 49078-1576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 BETH ST, ALLEGAN, MI 49010-8903

Tax Assessment & Valuation

The 2025 property tax bill for 1105 Barton St was $9,153 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,300 Land $17,500 Building $202,800	$440,600 Land $35,000 Building $405,600
2025	$9,153.00
2023		$177,700 Land $10,000 Building $167,700	$355,400 Land $20,000 Building $335,400
2022	$6,312.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1105 Barton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 Barton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Barton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures