1102 Barton St, Otsego, MI 49078 Property Records

Allegan County property record for 1102 Barton St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,634 sqft · built 2002
Lot Size	0.466 acres (20,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Jul 2020)
Tax Bill	$5,929 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-276-088-00`

Property Details

APN / Parcel Number

Primary APN	`54-276-088-00`
Alternative APN	`03-54-276-088-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	20,299 sqft (0.466 acres)
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1102 BARTON ST
City	OTSEGO
State	MI
Zip	49078-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOT 88 ELEY ACRES IV SEC 26 T1N R12W (2000)
Legal Range	12W
Legal Township	01N
Legal Section	26
Legal Subdivision	ELEY ACRES IV
Legal Lot Number	88
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3011
Census Tract	31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1102 BARTON ST, OTSEGO, MI 49078-1571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Oct 2, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Book / Page	4487 / 944
Prior Transfer Date	Dec 3, 2016
Prior Transfer Doc	4094/351
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 24, 2020
Property Address	1102 BARTON ST, OTSEGO, MI 49078-1571
Document Number	004487/944
Book / Page	4487 / 944
Map Reference	LB 14 PG 87
Instrument Date	Jul 18, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,141.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1102 BARTON ST, 1102, OTSEGO, MI 49078-1571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 S WILMOTT ST, OTSEGO, MI 49078-1348

Mortgage

Document Number	0004487947
Date	Jul 24, 2020
Instrument	4487/947

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 2, 2017
Property Address	1102 BARTON ST, OTSEGO, MI 49078-1571
Document Number	4181/519
Book / Page	4181 / 519
Map Reference	LB14 PG87
Instrument Date	Sep 22, 2017
Instrument	4181-519
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	WEST MICHIGAN REALTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 BARTON ST, OTSEGO, MI 49078-1571

Mortgage

Document Number	4181522
Date	Oct 2, 2017
Instrument	4181-522

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,800 (+3.82%) Land $17,500 Building $148,300	$331,600 (+3.82%) Land $35,000 Building $296,600
2025	$5,929.00 (+2.42%) Homeowner's exemption	$159,700 (+18.56%) Land $17,500 Building $142,200	$319,400 (+18.56%) Land $35,000 Building $284,400
2024	$5,789.00 (+16.86%)
2023		$134,700 Land $10,000 Building $124,700	$269,400 Land $20,000 Building $249,400
2022	$4,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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