1105 1st St, Findlay, OH 45840 Property Records

Hancock County property record for 1105 1st St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,496 sqft · built 1880
Lot Size0.464 acres (20,207 sqft)
OwnerIndividual Name on Record
Last Sale$208,500 (Sep 2026)
Tax Bill$2,281 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN1011-203-12-004.000

Property Details

APN / Parcel Number

Primary APN1011-203-12-004.000
Alternative APN
  • 210001031463

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,496 sqft Living Area
1st Floor Area1,424 sqft
Basement Area286 sqft
Unfinished Basement286 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area20,207 sqft (0.464 acres)
Lot Dimensions90 ft deep x 40 ft wide
Garage TypeMixed
Garage Area1,440 sqft
Parking Spaces5 Parking Spaces
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1105 1ST ST
CityFINDLAY
StateOH
Zip45840-6415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNATURAL GAS ADD PT L12406-12407 & PT L12416 & PT ST & PT ALY
Legal SubdivisionNATURAL GAS ADD
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4014
Census Tract700

Owner

Source: Hancock County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1105 1ST ST, FINDLAY, OH 45840-6415
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2026 · Amount on Record
Deed SaleSep 10, 2026 · Amount on Record
Prior SaleDec 13, 2024 · Amount on Record
Deed Document Number20266863
Deed Book / Page2632 / 3737
Prior Transfer DateOct 31, 2005
Prior Transfer Doc02289/2404
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateSep 10, 2026
Property Address1105 1ST ST, FINDLAY, OH 45840-6415
Document Number0000006863
Book / Page2632 / 3737
Instrument DateSep 1, 2026
Instrument20266863
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyAM TITLE, MID AM TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$63,175.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1105 1ST ST, FINDLAY, OH 45840-6415

Mortgage

Document Number0000006864,
DateSep 10, 2026
Book Page2632/3739
Instrument20266864
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,281.00 (+13.43%)$72,520 (+31.64%) Land $9,040 Building $63,480$207,200 (+31.66%) Land $25,840 Building $181,360
2023$2,011.00$55,090 Land $6,860 Building $48,230
2022$157,380 Land $19,580 Building $137,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims125 (1981–2019)
Claims Outside the SFHA11 of 125
Most Recent ClaimApr 2019 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
HDER Link
Fixed Wireless
500 / 500
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Amplex Wireless, Watch TV.

Nearby Properties on 1st St

Nearby Streets

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