11049 Flora Rd, Harrison, OH 45030 Property Records

Hamilton County property record for 11049 Flora Rd, Harrison, OH 45030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 1978
Lot Size	0.467 acres (20,386 sqft)
Owner	Individual Name on Record
Tax Bill	$2,760 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`560-0140-0071-00`

Property Details

APN / Parcel Number

Primary APN	`560-0140-0071-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft
Basement Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	20,386 sqft (0.467 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	11049 FLORA RD
City	HARRISON
State	OH
Zip	45030-9307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORA RD 0.543 AC R1-T2-S7 NE
Legal Range	01
Legal Township	02
Legal Section	07
Jurisdiction	HAMILTON OH
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3001
Census Tract	26001

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11049 FLORA RD, HARRISON, OH 45030-9307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Apr 6, 2022	Warranty Deed, Transfer PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2025
Deed Sale	Nov 24, 2025
Prior Sale	Apr 6, 2022 · Amount on Record
Deed Document Number	2025-0091874
Deed Book / Page	15549 / 1789
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 24, 2025
Property Address	11049 FLORA RD, HARRISON, OH 45030-9307
Document Number	0000091874
Book / Page	15549 / 1789
Instrument Date	Nov 21, 2025
Instrument	2025-0091874
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11049 FLORA RD, HARRISON, OH 45030-9307

Mortgage

Document Number	0000091875
Date	Nov 24, 2025
Instrument	2025-0091875

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	10.2%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 6, 2022
Property Address	11049 FLORA RD, HARRISON, OH 45030-9307
Document Number	0000035218
Book / Page	14640 / 1264
Instrument Date	Apr 4, 2022
Instrument	2022-0035218
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	11049 FLORA RD, HARRISON, OH 45030-9307

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Harrison Township
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,760.00 (+6.69%) Homeowner's exemption	$77,000 (-) Land $12,068 Building $64,932
2024	$2,587.00 (-13.71%) Homeowner's exemption	$77,000 (-) Land $12,068 Building $64,932
2023	$2,998.00 (+27.36%)	$77,000 (+45.72%) Land $12,068 Building $64,932	$220,000 (+45.72%) Land $34,480 Building $185,520
2022	$2,354.00 Homeowner's exemption	$52,840 Land $12,989 Building $39,851
2020			$150,970 Land $37,110 Building $113,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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