11046 Flora Rd, Harrison, OH 45030 Property Records

Hamilton County property record for 11046 Flora Rd, Harrison, OH 45030

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1958
Lot Size	6.08 acres (265,150 sqft)
Owner	Owner Name on Record
Last Sale	$110,000 (Jun 2014)
Tax Bill	$3,459 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`560-0140-0041-00`

Property Details

APN / Parcel Number

Primary APN	`560-0140-0041-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	265,150 sqft (6.08 acres)
Garage Type	Detached
Garage Area	1,156 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	11046 FLORA RD
City	HARRISON
State	OH
Zip	45030-9307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORA RD 6.00 AC R1-T2-S7 NE
Legal Range	01
Legal Township	02
Legal Section	07
Jurisdiction	HAMILTON OH
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3001
Census Tract	26001

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	11046 FLORA RD, HARRISON, OH 45030-9307
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2014 · Amount on Record
Deed Sale	Jun 20, 2014 · Amount on Record
Deed Document Number	14-060168
Deed Book / Page	12635 / 00405
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11046 FLORA RD, HARRISON, OH 45030-9307
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041844
Date	Apr 2, 2021
Book Page	14388/2810
Instrument	2021-0041844

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11046 FLORA RD, HARRISON, OH 45030-9307
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11046 FLORA RD, HARRISON, OH 45030-9307

Mortgage

Document Number	0000076481
Date	Oct 28, 2024
Book Page	15281/1563
Instrument	2024-0076481

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Harrison Township
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,459.00 (+5.26%)	$82,618 (-) Land $24,843 Building $57,775
2024	$3,286.00 (+0.24%)	$82,618 (-) Land $24,843 Building $57,775
2023	$3,278.00 (+6.91%)	$82,618 (+21.99%) Land $24,843 Building $57,775	$236,050 (+21.99%) Land $70,980 Building $165,070
2022	$3,066.00 Homeowner's exemption	$67,726 Land $26,555 Building $41,171
2020			$193,500 Land $75,870 Building $117,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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