11046 Flat Shoals Rd, Covington, GA 30016 Property Records

Newton County property record for 11046 Flat Shoals Rd, Covington, GA 30016

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,563 sqft · built 1998
Lot Size1.21 acres (52,708 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Nov 2020)
Tax Bill$2,616 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Dec 2019 Transfer
Flood ZoneZone X (minimal risk)
APN00650-00000-050-000

Property Details

APN / Parcel Number

Primary APN00650-00000-050-000
Alternative APNs
  • 0065 050
  • 25355

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,563 sqft Heated Area
1st Floor Area1,536 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2006
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area52,708 sqft (1.21 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area180 sqft
Deck Area300 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number25355
Street Address11046 FLAT SHOALS RD
CityCOVINGTON
StateGA
Zip30016-4705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT20 FLAT SHOALS ESTATES
Legal SubdivisionFLAT SHOALS ESTATES
Legal Lot Number20
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group2
Census Block2043
Census Tract100600

Owner

Source: Newton County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11046 FLAT SHOALS RD, COVINGTON, GA 30016-4705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Grant Deed, Transfer · FHA Mortgage
CERTAINTY HM LNS LLC
Dec 30, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2020 · Amount on Record
Deed SaleNov 20, 2020 · Amount on Record
Prior SaleJan 17, 2013 · Amount on Record
Deed Document Number20204806
Deed Book / Page4102 / 242
Last Transfer DateJul 9, 2025
Transfer Doc0047530577
Record UpdatedJun 8, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEWTON GA
Recording DateNov 23, 2020
Property Address11046 FLAT SHOALS RD, COVINGTON, GA 30016-4705
Document Number0041020242
Book / Page004102 / 000242
Instrument DateNov 20, 2020
Instrument17130
Transaction TypeTransfer
Record UpdatedDec 14, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11046 FLAT SHOALS RD COVINGTON GA 300164705, COVINGTON, GA 30016-4705
InvestorPossibly a Property Investor

Mortgage

Document Number41020245
DateNov 23, 2020
Book Page004102/000245
Instrument17131
Lender
NameCERTAINTY HM LNS LLC
AddressPLANO, TX 75024
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 22, 2050

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEWTON GA
Recording DateDec 30, 2019
Property Address11046 FLAT SHOALS RD, COVINGTON, GA 30016-4705
Document Number0039410184
Book / Page003941 / 000184
Instrument DateDec 27, 2019
Instrument17049
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11046 FLAT SHOALS RD COVINGTON GA 300164705, COVINGTON, GA 30016-4705

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,616.00 (+20.66%) Homeowner's exemption$111,800 (+25.96%) Land $15,200 Building $96,600$279,500 (+25.96%) Land $38,000 Building $241,500
2023$88,760 Land $7,400 Building $81,360$221,900 Land $18,500 Building $203,400
2022$2,168.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON
serves 14,391 people · EPA ID GA2170001
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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