Newton County property record for 10982 Flat Shoals Rd, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,634 sqft · built 1998 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,900 (Dec 1998) |
| Tax Bill | $2,738 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 00650-00000-054-000 |
| Primary APN | 00650-00000-054-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,634 sqft Heated Area |
| 1st Floor Area | 1,634 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 52,708 sqft (1.21 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 25359 |
|---|---|
| Old Parcel Number | 0065 054 |
| Street Address | 10982 FLAT SHOALS RD |
| City | COVINGTON |
| State | GA |
| Zip | 30016-4704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 24 FLAT SHOALS EST |
| Legal Subdivision | FLAT SHOALS ESTATES |
| Legal Lot Number | 24 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 100600 |
Source: Newton County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10982 FLAT SHOALS RD, COVINGTON, GA 30016-4704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 1998 · Amount on Record |
| Deed Sale | Dec 7, 1998 · Amount on Record |
| Deed Document Number | 0000781203 |
| Deed Book / Page | 781 / 203 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 10982 FLAT SHOALS RD, COVINGTON, GA 30016-4704 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10982 FLAT SHOALS RD, COVINGTON, GA 30016-4704 |
| Document Number | 0044940000000727 |
|---|---|
| Date | Apr 5, 2023 |
| Book Page | 0000004494/0000000727 |
| Instrument | 003720 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2063 |
Source: Newton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,738.00 (+6.17%) | $110,040 (+8.05%) Land $15,200 Building $94,840 | $275,100 (+8.05%) Land $38,000 Building $237,100 |
| 2024 | $2,579.00 (+20.63%) | $101,840 (+16.58%) Land $15,200 Building $86,640 | $254,600 (+16.58%) Land $38,000 Building $216,600 |
| 2023 | $87,360 Land $7,400 Building $79,960 | $218,400 Land $18,500 Building $199,900 | |
| 2022 | $2,138.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON serves 14,391 people · EPA ID GA2170001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures