11040 Clipper Ct, Windermere, FL 34786 Property Records

Orange County property record for 11040 Clipper Ct, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,449 sqft · built 1983
Lot Size1.02 acres (44,614 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Feb 2011)
Tax Bill$7,237 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-23-28-5502-00-160

Property Details

APN / Parcel Number

Primary APN05-23-28-5502-00-160
Alternative APNs
  • 282305550200160
  • 274710
  • 279553
  • 283712

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,449 sqft Living Area
Gross Area4,171 sqft
1st Floor Area2,908 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area44,614 sqft (1.02 acres)
Garage TypeAttached
Garage Area611 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area15 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address11040 CLIPPER CT
CityWINDERMERE
StateFL
Zip34786-7804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARINA BAY ESTATES 11/119 LOT 16
Legal Range28E
Legal Township23S
Legal Section05
Legal SubdivisionMARINA BAY ESTS
Legal Tract5502
Legal Lot Number16
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1023
Census Tract14814

Owner

Source: Orange County records · APN 05-23-28-5502-00-160

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11040 CLIPPER CT, WINDERMERE, FL 34786-7804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 07, 2011 · Amount on Record
Deed SaleFeb 07, 2011 · Amount on Record
Prior SaleJun 29, 2010
Deed Document Number201165650
Deed Book / Page10169 / 7112
Record UpdatedJun 08, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address11040 CLIPPER CT, WINDERMERE, FL 34786-7804
Transaction TypeMortgage
Record UpdatedJan 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000355182
DateJun 15, 2018
Instrument20180355182
Lender
NameSEASIDE NATIONAL BANK & TRUST
TypeBank
AddressORLANDO, FL 32801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 01, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$426,567 (+2.7%)$594,040 (-2.36%) Land $200,000 Building $394,040
2025$7,237.00 (+2.97%) Homeowner's exemption$415,352 (+5.99%)$608,400 (+7.96%) Land $200,000 Building $408,400
2024$7,028.00 (+3.17%)
2023$6,812.00 (+2.84%) Homeowner's exemption$391,889 (+3%)$563,542 (+10.25%) Land $200,000 Building $363,542
2022$6,624.00 Homeowner's exemption$380,475$511,152 Land $200,000 Building $311,152

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AH, within 500 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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