11023 Clipper Ct, Windermere, FL 34786 Property Records

Orange County property record for 11023 Clipper Ct, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,048 sqft · built 1987
Lot Size	2.22 acres (96,910 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Apr 2019)
Tax Bill	$23,666 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`05-23-28-5502-00-060`

Property Details

APN / Parcel Number

Primary APN	`05-23-28-5502-00-060`
Alternative APNs	`282305550200060` `274697` `279542` `283699`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,048 sqft Living Area
Gross Area	5,943 sqft
1st Floor Area	4,048 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	96,910 sqft (2.22 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	1,031 sqft
Patio Area	3 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11023 CLIPPER CT
City	WINDERMERE
State	FL
Zip	34786-7804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARINA BAY ESTATES 11/119 LOT 6
Legal Range	28E
Legal Township	23S
Legal Section	05
Legal Subdivision	MARINA BAY ESTS
Legal Tract	5502
Legal Lot Number	6
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1022
Census Tract	14814

Owner

Source: Orange County records · APN 05-23-28-5502-00-060

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11023 CLIPPER CT, WINDERMERE, FL 34786-7804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 11, 2019 · Amount on Record
Deed Sale	Apr 11, 2019 · Amount on Record
Prior Sale	May 06, 2009 · Amount on Record
Deed Document Number	2019223529
Prior Transfer Date	Oct 20, 2009
Prior Transfer Doc	0000625855
Record Updated	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 11, 2019
Property Address	11023 CLIPPER CT, WINDERMERE, FL 34786-7804
Document Number	0000223529
Instrument Date	Apr 10, 2019
Instrument	223529
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3417 9TH AVE W SEATTLE WA 981191410, SEATTLE, WA 98119-1410

Mortgage

Document Number	223531
Date	Apr 11, 2019
Instrument	223531

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,450,011 (+2.7%)	$1,882,290 (-0.79%) Land $1,400,000 Building $482,290
2025	$23,666.00 (+2.85%) Homeowner's exemption	$1,411,890 (+5.99%)	$1,897,300 (+2.99%) Land $1,400,000 Building $497,300
2024	$23,011.00 (+3.23%)
2023	$22,292.00 (+2.76%) Homeowner's exemption	$1,332,135 (+3%)	$1,842,156 (+16.81%) Land $1,400,000 Building $442,156
2022	$21,694.00 Homeowner's exemption	$1,293,335	$1,577,056 Land $1,200,000 Building $377,056

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	100.7 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Lumen Technologies, Xfinity, Orlando Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.