1018 White St, Key West, FL 33040 Property Records

Monroe County property record for 1018 White St, Key West, FL 33040

Property Summary

Property TypeMulti-Family Dwellings
Details1 bd · 1 ba · 974 sqft · built 1923
Lot Size0.087 acres (3,809 sqft)
OwnerIndividual Name on Record
Last Sale$600,000 (Nov 2006)
Tax Bill$8,890 (2024)
Deeds & MortgagesOct 2019 Loan Modification
Flood ZoneZone X (moderate risk)
APN00032450-000000

Property Details

APN / Parcel Number

Primary APN00032450-000000
Alternative APNs
  • 01010100032450000000
  • 1033201

Interior

Bedrooms1 Bed
Full Baths1 Bath
Units3 Units
Stories1 Story
Building Area974 sqft Total Area
1st Floor Area1,253 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 2015
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,809 sqft (0.087 acres)
Lot Dimensions110 ft deep x 34 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area190 sqft
FenceFence
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1033201
Old Parcel Number01010100032450000000
Street Address1018 WHITE ST
CityKEY WEST
StateFL
Zip33040-3325
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionKW GWYNN SUB 0-195 PT LOT 7 SQR 1 TR 13 PP-125 OR636-279 OR2253-1317
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKW GWYNN SUB
Legal Tract13
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2000
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1014 WHITE ST STE 7, 7, KEY WEST, FL 33040-3387
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2006 · Amount on Record
Deed SaleNov 20, 2006 · Amount on Record
Deed Document Number1613897
Deed Book / Page2253 / 1317
Record UpdatedJun 8, 2026

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address1018 WHITE ST, KEY WEST, FL 33040-3325
Document Number0029971802
Instrument DateOct 29, 2019
Transaction TypeMortgage
Record UpdatedJan 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 WASHINGTON ST KEY WEST FL 330404914, KEY WEST, FL 33040-4914

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,014,502 (+22.07%) Land $648,426 Building $366,076$1,014,502 (+22.07%) Land $648,426 Building $366,076
2024$8,890.00 (+11.17%)
2023$7,997.00 (+9.56%)$831,084 (+8.36%) Land $493,441 Building $337,643$831,084 (+8.36%) Land $493,441 Building $337,643
2022$7,299.00$766,957 Land $425,582 Building $341,375$766,957 Land $425,582 Building $341,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 units insured
incl. 7 condo units
Nearby Flood Claims4 (1994–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

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