1104 Summit Way, Sauk Rapids, MN 56379 Property Records

Benton County property record for 1104 Summit Way, Sauk Rapids, MN 56379

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 996 sqft · built 1997
Lot Size	0.236 acres (10,277 sqft)
Owner	Individual Name on File
Last Sale	$274,900 (Sep 2026)
Tax Bill	$3,112 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19.03399.00`

Property Details

APN / Parcel Number

Primary APN	`19.03399.00`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	10,277 sqft (0.236 acres)
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1104 SUMMIT WAY
City	SAUK RAPIDS
State	MN
Zip	56379-2566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-036 RANGE-031 SUMMIT OAKES PLAT 4 LOT-016 BLOCK-001
Legal Range	031
Legal Township	036
Legal Section	14
Legal Subdivision	SUMMIT OAKES
Legal Block	1
Legal Lot Number	16
Jurisdiction	BENTON MN
Township / Civil Division	SAUK RAPIDS
Census Block Group	1
Census Block	1003
Census Tract	21104

Owner

1104 Summit Way is owned and occupied by an individual who bought it in September 2026.

Source: Benton County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1104 SUMMIT WAY, SAUK RAPIDS, MN 56379-2566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · FHA Mortgage GRANITE BANK
Nov 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREAT RIVER FCU
Feb 19, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Feb 19, 2020 · Amount on File
Deed Document Number	2026485871
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Sep 25, 2026
Property Address	1104 SUMMIT WAY, SAUK RAPIDS, MN 56379-2566
Document Number	0000485871
Instrument Date	Sep 24, 2026
Instrument	2026485871
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	CLOSING AND TITLE SERVICES, KEY TITLE & CLOSING SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,624.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 SUMMIT WAY, SAUK RAPIDS, MN 56379-2566

Mortgage

Document Number	0000485871,
Date	Sep 25, 2026
Instrument	2026485871

Lender

Name	GRANITE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Date	Sep 25, 2026

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	1104 SUMMIT WAY, SAUK RAPIDS, MN 56379-2566
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000469225
Date	Nov 20, 2023
Instrument	469225

Lender

Name	GREAT RIVER FCU
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 13, 2033

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Feb 19, 2020
Property Address	1104 SUMMIT WAY, SAUK RAPIDS, MN 56379-2566
Document Number	441353
Instrument Date	Jan 31, 2020
Instrument	441353
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 SUMMIT WAY, SAUK RAPIDS, MN 56379-2566

Mortgage

Document Number	441354
Date	Feb 19, 2020
Instrument	441354

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1104 Summit Way was $3,112 with a homeowner's exemption.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	Sauk Rapids City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,112.00 Homeowner's exemption	$263,100 Land $32,300 Building $230,800	$263,100 Land $32,300 Building $230,800
2023	$2,650.00	$241,700 Land $29,400 Building $212,300	$241,700 Land $29,400 Building $212,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 Summit Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 Summit Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sauk Rapids serves 13,835 people · EPA ID MN1050004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Benton Cooperative Telephone Company.

Nearby Properties on Summit Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures