1102 Summit Way, Sauk Rapids, MN 56379 Property Records

Benton County property record for 1102 Summit Way, Sauk Rapids, MN 56379

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 996 sqft · built 1997
Lot Size	0.316 acres (13,756 sqft)
Owner	2 Individual Names on File
Last Sale	$243,900 (Nov 2022)
Tax Bill	$3,126 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`19.03398.00`

Property Details

APN / Parcel Number

Primary APN	`19.03398.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	13,756 sqft (0.316 acres)
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1102 SUMMIT WAY
City	SAUK RAPIDS
State	MN
Zip	56379-2566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-036 RANGE-031 SUMMIT OAKES PLAT 4 LOT-015 BLOCK-001
Legal Range	031
Legal Township	036
Legal Section	14
Legal Subdivision	SUMMIT OAKES
Legal Block	1
Legal Lot Number	15
Jurisdiction	BENTON MN
Township / Civil Division	SAUK RAPIDS
Census Block Group	1
Census Block	1003
Census Tract	21104

Owner

1102 Summit Way is owned and occupied by two individuals who bought it in November 2022.

Source: Benton County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1102 SUMMIT WAY, SAUK RAPIDS, MN 56379-2566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Mar 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on File
Deed Sale	Nov 17, 2022 · Amount on File
Prior Sale	Mar 13, 2018 · Amount on File
Deed Document Number	2022463840
Prior Transfer Date	Jun 19, 2013
Prior Transfer Doc	397696
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 17, 2022
Property Address	1102 SUMMIT WAY, SAUK RAPIDS, MN 56379-2566
Document Number	0000463840
Instrument Date	Nov 8, 2022
Instrument	463840
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$804.87
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1102 SUMMIT WAY, SAUK RAPIDS, MN 56379-2566

Mortgage

Document Number	0000463841
Date	Nov 17, 2022
Instrument	463841

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 8, 2032
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	Prime Rate
Max Rate	11.7%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 13, 2018
Property Address	1102 SUMMIT WAY, SAUK RAPIDS, MN 56379-2566
Document Number	428259
Instrument Date	Mar 2, 2018
Instrument	428259
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

The 2026 property tax bill for 1102 Summit Way was $3,126 with a homeowner's exemption, up 10.2% from the year before.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	Sauk Rapids City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,126.00 (+10.23%) Homeowner's exemption	$264,400 (+4.09%) Land $38,900 Building $225,500	$264,400 (+4.09%) Land $38,900 Building $225,500
2025	$2,836.00 Homeowner's exemption	$254,000 Land $35,400 Building $218,600	$254,000 Land $35,400 Building $218,600
2023	$2,664.00	$242,800 Land $35,400 Building $207,400	$242,800 Land $35,400 Building $207,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1102 Summit Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1102 Summit Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sauk Rapids serves 13,835 people · EPA ID MN1050004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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