1012 Spring St S, Northfield, MN 55057 Property Records

Rice County property record for 1012 Spring St S, Northfield, MN 55057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 728 sqft · built 1952
Lot Size	0.208 acres (9,075 sqft)
Owner	Company Name on Record
Last Sale	$272,000 (Jan 2022)
Tax Bill	$3,798 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22.01.4.00.025`

Property Details

APN / Parcel Number

Primary APN	`22.01.4.00.025`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Finished Basement	426 sqft
Unfinished Basement	728 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,075 sqft (0.208 acres)
Lot Dimensions	165 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	240 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	120 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1012 SPRING ST S
City	NORTHFIELD
State	MN
Zip	55057-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 82FTS OF PT 803FTE SW COR L6 BLK 8 HOSKINS W222FT S55FT E222FT N55FT TPOB SUBJ TO EASE MENT
Legal Range	020
Legal Township	111
Legal Section	01
Legal Subdivision	HOSKINS
Legal Block	8
Legal Lot Number	6
Jurisdiction	RICE MN
Township / Civil Division	NORTHFIELD
Census Block Group	1
Census Block	1006
Census Tract	70504

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1012 SPRING ST S, NORTHFIELD, MN 55057-2724
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Jan 3, 2022	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Jun 2, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY RESOURCE BK
May 25, 2017	Deed of Trust, Mortgage · Conventional with PMI COMMUNITY RESOURCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022 · Amount on Record
Deed Sale	Jan 3, 2022 · Amount on Record
Prior Sale	Oct 22, 1999 · Amount on Record
Deed Document Number	2022747673
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	1012 SPRING ST S, NORTHFIELD, MN 55057-2724
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 SPRING ST S, NORTHFIELD, MN 55057-2724

Mortgage

Document Number	000A761975
Date	Aug 14, 2023
Instrument	A761975

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	NORTHFIELD, MN 55057

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Jan 3, 2022
Property Address	1012 SPRING ST S, NORTHFIELD, MN 55057-2724
Document Number	000A747673
Instrument Date	Dec 27, 2021
Instrument	A747673
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 SPRING ST S, NORTHFIELD, MN 55057-2724

Mortgage

Document Number	000A747674
Date	Jan 3, 2022
Instrument	A747674

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	1012 SPRING ST S, NORTHFIELD, MN 55057-2724
Document Number	0000698510
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 SPRING ST S NORTHFIELD MN 550572724, NORTHFIELD, MN 55057-2724

Mortgage

Document Number	0000698510
Date	Jun 19, 2017
Instrument	698510

Lender

Name	COMMUNITY RESOURCE BK
Type	Bank
Address	NORTHFIELD, MN 55057

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 18, 2022

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	1012 SPRING ST S, NORTHFIELD, MN 55057-2724
Document Number	0000698058
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	RICE COUNTY ABSTRACT AND TITLE CORPORATION, RICE CNTY ABSTR & TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 SPRING ST S NORTHFIELD MN 550572724, NORTHFIELD, MN 55057-2724

Mortgage

Document Number	0000698058
Date	Jun 2, 2017
Instrument	698058

Lender

Name	COMMUNITY RESOURCE BK
Type	Bank
Address	NORTHFIELD, MN 55057

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Northfield City
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,798.00 (+20.57%)	$244,300 (+5.03%) Land $58,600 Building $185,700	$244,300 (+5.03%) Land $58,600 Building $185,700
2025		$232,600 (+8.84%) Land $57,200 Building $175,400	$232,600 (+8.84%) Land $57,200 Building $175,400
2024	$3,150.00 (+31.03%)	$213,700 (-) Land $52,900 Building $160,800	$213,700 (-) Land $52,900 Building $160,800
2023	$2,404.00	$213,700 Land $52,900 Building $160,800	$213,700 Land $52,900 Building $160,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Northfield serves 20,790 people · EPA ID MN1660010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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