1104 Packer St, Key West, FL 33040 Property Records

Monroe County property record for 1104 Packer St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,088 sqft · built 1928
Lot Size	0.08 acres (3,500 sqft)
Owner	Company Name on File
Tax Bill	$9,111 (2024)
Deeds & Mortgages	Nov 2023 Second Mortgage Jul 2023 Sale + 5 more
Flood Zone	Zone X (moderate risk)
APN	`00031410-000000`

Property Details

APN / Parcel Number

Primary APN	`00031410-000000`
Alternative APNs	`01010100031410000000` `1032204`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2009
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 35 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	988 sqft
Deck Area	96 sqft
Patio Area	394 sqft
Fence	Fence
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1032204
Old Parcel Number	01010100031410000000
Street Address	1104 PACKER ST
City	KEY WEST
State	FL
Zip	33040-3263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW G G WATSON SUB I-209 PT LOTS 1-2 SQR 4 TR 13 G12-335 OR1161-1461 OR1154-1098/99 OR1338-719 OR1785-1289/90 OR2744-91/92
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	KW G G WATSON SUB
Legal Tract	13
Legal Lot Number	1-2 2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2007
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1104 Packer St is owned by a company that acquired it in September 2025.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Company Name on File
Mailing Address	560 BAY ISLES RD # 9790, 9790, LONGBOAT KEY, FL 34228-0700
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JJS CAPITAL GROUP LLC
Jul 26, 2023	Warranty Deed, Transfer
Sep 6, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage TITAN FUNDING LLC
Aug 23, 2022	Warranty Deed, Transfer
Oct 23, 2019	Deed of Trust, Mortgage JJS CAPITAL GROUP LLC
Oct 17, 2018	Quit Claim Deed, Transfer · Conventional Mortgage TITAN FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2024
Deed Sale	Oct 4, 2024
Prior Sale	Oct 4, 2024
Deed Document Number	0032950499
Deed Book / Page	3295 / 499
Last Transfer Date	Sep 2, 2025
Transfer Doc	0033422334
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1104 PACKER ST, KEY WEST, FL 33040-3263
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	PEAK TITLE AGENCY, PEAK TITLE AGENCY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 PACKER ST, KEY WEST, FL 33040-3263

Mortgage

Document Number	0032502409
Date	Nov 15, 2023
Book Page	3250/2409
Instrument	2440176

Lender

Name	JJS CAPITAL GROUP LLC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 14, 2024

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 26, 2023
Property Address	1104 PACKER ST, KEY WEST, FL 33040-3263
Document Number	0032352388
Book / Page	3235 / 2388
Map Reference	MB 1 PG 209
Instrument Date	Jul 25, 2023
Instrument	2426408
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 PACKER ST, KEY WEST, FL 33040-3263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 S MAIN ST # 5, 5, KALISPELL, MT 59901-5635

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Sep 6, 2022
Property Address	1104 PACKER ST, KEY WEST, FL 33040-3263
Document Number	0031922474
Book / Page	3192 / 2474
Map Reference	MB 1 PG 209
Instrument Date	Sep 6, 2022
Instrument	2390407
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 PACKER STREET, 104, KEY WEST, FL 33040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 S MAIN ST # 49, 49, KALISPELL, MT 59901-5635

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1104 PACKER ST, KEY WEST, FL 33040-3263
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 PACKER ST, STOCK ISLAND, FL 33040-3263

Mortgage

Document Number	0031861632
Date	Jul 29, 2022
Book Page	3186/1632
Instrument	2385604

Lender

Name	TITAN FUNDING LLC
Type	Non-Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Commercial Mortgage
Term	12 Months
Due	Jul 1, 2023

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 23, 2022
Property Address	1104 PACKER ST, KEY WEST, FL 33040-3263
Document Number	0031901909
Book / Page	3190 / 1909
Map Reference	MB 1 PG 209
Instrument Date	Aug 23, 2022
Instrument	2388782
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 PACKER ST, 1104, KEY WEST, FL 33040-3263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 S MAIN ST # 49, 49, KALISPELL, MT 59901-5635

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1104 PACKER ST, KEY WEST, FL 33040-3263
Document Number	0030130090
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 PACKER ST KEY WEST FL 330403263, KEY WEST, FL 33040-3263

Mortgage

Document Number	0030130090
Date	Mar 11, 2020
Book Page	003013/000090
Instrument	2259458

Lender

Name	JJS CAPITAL GROUP LLC
Address	PO BOX 30298, FORT LAUDERDALE, FL 33303-0298

Agreement

Amount	Amount on Record

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Oct 17, 2018
Property Address	1104 PACKER ST, KEY WEST, FL 33040-3263
Document Number	0029312415
Book / Page	002931 / 002415
Instrument Date	Oct 10, 2018
Instrument	2190852
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1104 PACKER ST KEY WEST FL 330403263, KEY WEST, FL 33040-3263

Mortgage

Document Number	29312417
Date	Oct 17, 2018
Book Page	002931/002417
Instrument	2190853

Lender

Name	TITAN FUNDING LLC
Type	Bank
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,050,759 Land $787,710 Building $263,049	$1,050,759 Land $787,710 Building $263,049
2024	$9,111.00 (+10.17%)
2023	$8,270.00 (+21.8%)	$933,282 (+10.71%) Land $685,178 Building $248,104	$933,282 (+10.71%) Land $685,178 Building $248,104
2022	$6,790.00	$843,012 Land $589,155 Building $253,857	$843,012 Land $589,155 Building $253,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 Packer St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured incl. 7 condo units
Nearby Flood Claims	4 (1994–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1104 Packer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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