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1024 Packer St, Key West, FL 33040 Property Records

Monroe County property record for 1024 Packer St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 696 sqft · built 1948
Lot Size0.038 acres (1,632 sqft)
Owner2 Individual Names on Record
Last Sale$608,000 (Aug 2019)
Tax Bill$5,538 (2024)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN00031030-000000

Property Details

APN / Parcel Number

Primary APN00031030-000000
Alternative APNs
  • 01010100031030000000
  • 1031810

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area696 sqft Living Area
1st Floor Area696 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2005
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,632 sqft (0.038 acres)
Lot Dimensions45 ft deep x 36 ft wide
PorchOpen Porch
Porch Area15 sqft
Patio Area371 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1031810
Street Address1024 PACKER ST
CityKEY WEST
StateFL
Zip33040-3261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW G G WATSON SUB I-209 PT LT 2 SQR 1 TR 13 G60-486 G60-490 OR180-150 OR936-649 OR1097-2100 OR1142-640 OR1933-402 OR1933-2174 OR2077-2362 OR2425-477 OR2981-1088 OR3284-1322 OR3284-1325
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKW G G WATSON SUB
Legal Tract13
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2004
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address33 RIDGEWOOD AVE, GLEN RIDGE, NJ 07028-1019
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2019 · Amount on Record
Deed SaleAug 23, 2019 · Amount on Record
Prior SaleJul 31, 2009 · Amount on Record
Deed Document Number20192233980
Deed Book / Page2981 / 1088
Last Transfer DateJul 10, 2024
Transfer Doc0032841322
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 23, 2019
Property Address1024 PACKER ST, KEY WEST, FL 33040-3261
Document Number0029811088
Book / Page2981 / 1088
Instrument DateAug 13, 2019
Instrument2233980
Transaction TypeTransfer
Record UpdatedDec 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,256.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3070 SHIPPING AVE, 3070, MIAMI, FL 33133-4522

Transferred To (Grantee/Buyer)

NameVerified Name
Address33 RIDGEWOOD AVE, GLEN RIDGE, NJ 07028-1019

Mortgage

Document Number0029811090
DateAug 23, 2019
Instrument2981-1090
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$698,196 (+9.37%)$719,786 (+12.75%) Land $450,236 Building $269,550
2024$5,538.00 (+5.21%)
2023$5,264.00 (+6.95%) Homeowner's exemption$638,388 (+8.21%) Land $391,631 Building $246,757$638,388 (+8.21%) Land $391,631 Building $246,757
2022$4,922.00$589,958 Land $336,747 Building $253,211$589,958 Land $336,747 Building $253,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 units insured
incl. 7 condo units
Nearby Flood Claims4 (1994–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, T-Mobile.

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