Denton County property record for 1104 Oak Tree St, Denton, TX 76209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,238 sqft · built 1986 |
| Lot Size | 0.173 acres (7,555 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $277,677 (Feb 2026) |
| Tax Bill | $4,920 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R103225 416265 |
| Primary APN | R103225 416265 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| Gross Area | 1,658 sqft |
| 1st Floor Area | 1,238 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,555 sqft (0.173 acres) |
| Lot Dimensions | 115 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 25 sqft |
| Deck Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1104 OAK TREE ST |
|---|---|
| City | DENTON |
| State | TX |
| Zip | 76209-6350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUDRA ESTATES BLK A LOT 10 |
| Legal Subdivision | AUDRA ESTATES |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | DENTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20604 |
Source: Denton County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1104 OAK TREE ST, DENTON, TX 76209-6350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage AXIA FINANCIAL LLC |
| Feb 5, 2026 | Vendor's Lien, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2026 · Amount on Record |
| Deed Sale | Feb 5, 2026 · Amount on Record |
| Prior Sale | Jan 9, 2015 · Amount on Record |
| Deed Document Number | 202612582 |
| Prior Transfer Date | Jan 6, 2015 |
| Prior Transfer Doc | 0000002911 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 1104 OAK TREE ST, DENTON, TX 76209-6350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Title Company | NATION TITLE, NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4508 CADDO MAPLE WAY, FLOWER MOUND, TX 75022-5112 |
| Document Number | 0000053967 |
|---|---|
| Date | May 23, 2024 |
| Instrument | 2024-053967 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3009 112TH AVE NE STE 200, BELLEVUE, WA 98004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 4, 2054 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Feb 5, 2026 |
| Property Address | 1104 OAK TREE ST, DENTON, TX 76209-6350 |
| Document Number | 0000012582 |
| Map Reference | CAB D SL 190 |
| Instrument Date | Feb 5, 2026 |
| Instrument | 2026-012582 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Title Company | NATION TITLE, NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1104 OAK TREE ST, DENTON, TX 76209-6350 |
| Document Number | 0000012583 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 2026-012583 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Denton City |
| Unified School District | Denton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,851 (+7.02%) Land $75,550 Building $189,301 | $264,851 (+7.02%) Land $75,550 Building $189,301 | |
| 2025 | $4,920.00 (-10.02%) | $247,476 (+7.48%) Land $75,550 Building $171,926 | $247,476 (+7.48%) Land $75,550 Building $171,926 |
| 2024 | $5,468.00 (+15.24%) | ||
| 2023 | $230,250 Land $75,550 Building $154,700 | $230,250 Land $75,550 Building $154,700 | |
| 2022 | $4,745.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENTON serves 150,037 people · EPA ID TX0610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ElektraFi, Hotwire Communications, Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures