1201 Oak Tree St, Denton, TX 76209 Property Records

Denton County property record for 1201 Oak Tree St, Denton, TX 76209

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,494 sqft · built 1998
Lot Size	0.217 acres (9,445 sqft)
Owner	Individual Name on Record
Last Sale	$118,900 (Aug 2011)
Tax Bill	$4,071 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R199868 396209`

Property Details

APN / Parcel Number

Primary APN	`R199868 396209`
Alternative APNs	`SD3592A-00000E-0000-0003-0000` `SD3592A-00000E-0000-0003` `R199868` `799490`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	1,934 sqft
1st Floor Area	1,494 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,445 sqft (0.217 acres)
Lot Dimensions	1 ft deep x 9,445 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1201 OAK TREE ST
City	DENTON
State	TX
Zip	76209-6353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDRA ESTATES PH TWO BLK E LOT 3
Legal Subdivision	AUDRA ESTATES PH TWO
Legal Block	E
Legal Lot Number	3
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	2
Census Block	2011
Census Tract	20604

Owner

Source: Denton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1201 OAK TREE ST, DENTON, TX 76209-6353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit RESIDENTIAL WHOLESALE MORTGAGE
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit RESIDENTIAL WHOLESALE MORTGAGE
Jun 18, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage GARDNER FINANCIAL SERVICES LTD
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2011 · Amount on Record
Deed Sale	Aug 30, 2011 · Amount on Record
Prior Sale	Oct 7, 1998
Deed Document Number	201181517
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Recording Date	Apr 14, 2026
Property Address	1201 OAK TREE ST, DENTON, TX 76209-6353
Document Number	0000041532
Instrument Date	Apr 7, 2026
Instrument	202641532
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 OAK TREE ST, DENTON, TX 76209-6353

Mortgage

Document Number	0000041532,
Date	Apr 14, 2026
Instrument	202641532

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Recording Date	Apr 14, 2026
Property Address	1201 OAK TREE ST, DENTON, TX 76209-6353
Document Number	0000041532
Instrument Date	Apr 7, 2026
Instrument	202641532
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 OAK TREE ST, DENTON, TX 76209-6353

Mortgage

Document Number	0000041532,
Date	Apr 14, 2026
Instrument	202641532

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	1201 OAK TREE DR, DENTON, TX 76209-6353
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	SENDERA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069437
Date	Jun 18, 2018
Instrument	2018-069437

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	1201 OAK TREE DR, DENTON, TX 76209-6353
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149311
Date	Sep 23, 2020
Instrument	2020-149311

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Denton County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,141 (-3.49%) Land $81,213 Building $243,787	$325,000 (+4.5%) Land $81,213 Building $243,787
2024	$4,071.00 (-3.3%)
2023		$311,000 Land $79,910 Building $231,090	$311,000 Land $79,910 Building $231,090
2022	$4,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: ElektraFi, Hotwire Communications, Nextlink.

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