St. Joseph County property record for 1104 N Main St, Three Rivers, MI 49093
| Property Type | Commercial |
|---|---|
| Details | 40,440 sqft |
| Lot Size | 6.7 acres (291,852 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Dec 2019) |
| Tax Bill | $42,132 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-199-094-10 |
| Primary APN | 051-199-094-10 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 40,440 sqft Total Area |
| Fire Resistance | Masonry Walls, Wood Interior |
|---|---|
| Lot Area | 291,852 sqft (6.7 acres) |
| Lot Dimensions | 232 ft deep x 959 ft wide |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1104 N MAIN ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2379 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-2 |
| Legal Description | COM AT CEN SEC 7 TH S 862.145 FT TO POB TH W 233 FT TH N 200 FT TH W 305.98 FT TH S 665.43 FT TH E 539 FT TH N 101.865 FT TH |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 07 |
| Legal Subdivision | CITY OF THREE RIVERS |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 40100 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3700 E MILHAM AVE, PORTAGE, MI 49002-9777 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2019 · Amount on Record |
| Deed Sale | Dec 4, 2019 · Amount on Record |
| Prior Sale | May 1, 2013 · Amount on Record |
| Deed Book / Page | 1987 / 94 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 4, 2019 |
| Property Address | 1104 N MAIN ST, THREE RIVERS, MI 49093-2379 |
| Document Number | 1987/0094 |
| Book / Page | 1987 / 0094 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 799, STURGIS, MI 49091-0799 |
| Name | Verified Name |
|---|---|
| Address | 3700 E MILHAM AVE # A, A, PORTAGE, MI 49002-9777 |
| Document Number | 01987/0096 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 1987/0096 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | PORTAGE, MI 49024 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,968,700 (+1,074.64%) | $3,937,400 (+1,074.64%) | |
| 2025 | $42,132.00 (+307.9%) | ||
| 2023 | $167,600 Land $33,100 Building $134,500 | $335,200 Land $66,200 Building $269,000 | |
| 2022 | $10,329.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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