St. Joseph County property record for 1025 N Main St, Three Rivers, MI 49093 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,500 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $110,000 (2023) |
| Tax Bill | $1,698.00 (2025) |
| Primary APN | 051-199-065-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,500 sqft Living Area |
| 1st Floor | 1,200 sqft 1st Floor |
| Basement Area | 1,200 sqft Basement |
| Unfinished Basement | 1,064 sqft Unfinished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch Style |
| Lot Area | 8,276 sqft (0.19 acres) |
| Depth X Width | 165 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 360 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 1025 N MAIN ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2336 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM 100 FT S OF NW COR OF N 1/2 OF SW 1/4 OF SE 1/4 SEC 7 T6S R11W TH S 50 FT TH E 12 1/2 RDS TH N 50 FT TH W 12 1/2 RDS TO P |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 07 |
| Legal Subdivision | CITY OF THREE RIVERS |
| Jurisdiction | ST JOSEPH MI |
| Minor Civil Division | THREE RIVERS |
| Census Blockgroup | 1 |
| Census Block | 1047 |
| Census Tract | 40100 |
Source: St. Joseph County records · APN 051-199-065-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1025 N MAIN ST, THREE RIVERS, MI 49093-2336 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage VALON MORTGAGE INC |
| Feb 21, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 21, 2023 · Amount on Record |
| Deed Sale | Feb 21, 2023 · Amount on Record |
| Prior Sale | Feb 21, 2023 · Amount on Record |
| Deed Doc Number | 20231121 |
| Last Transfer Date | Sep 13, 2024 |
| Transfer Doc | 2024006729 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1025 N MAIN ST, THREE RIVERS, MI 49093-2336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2026 |
| Title Company | UNKNOWN, MIS |
| Name | Verified Name |
|---|---|
| Address | 1025 N MAIN ST, THREE RIVERS, MI 49093-2336 |
| Document Number | 2025010127 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025010127 |
| Name | VALON MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85044 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 21, 2023 |
| Property Address | 1025 N MAIN ST, THREE RIVERS, MI 49093-2336 |
| Document Number | 2023001120 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 2023001120 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 53966 WILBUR RD, THREE RIVERS, MI 49093-9765 |
| Name | Verified Name |
|---|---|
| Address | 1025 N MAIN ST, THREE RIVERS, MI 49093-2336 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 21, 2023 |
| Property Address | 1025 N MAIN ST, THREE RIVERS, MI 49093-2336 |
| Document Number | 2023001121 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 2023001121 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1025 N MAIN ST, THREE RIVERS, MI 49093-2336 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2222 S CRAWFORD RD # 125, 125, MOUNT PLEASANT, MI 48858-9315 |
| Date | Feb 21, 2023 |
|---|
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,000 (+9.32%) | $136,000 (+9.32%) | |
| 2025 | $1,698.00 (-13.72%) Homeowner's exemption | $62,200 (+31.22%) Land $3,600 Building $58,600 | $124,400 (+31.22%) Land $7,200 Building $117,200 |
| 2023 | $47,400 Land $2,300 Building $45,100 | $94,800 Land $4,600 Building $90,200 | |
| 2022 | $1,968.00 |
1025 N Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Joseph County (26149C), updated June 4, 2010
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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