1104 Keystone Rd, Holland, MI 49423 Property Records

Allegan County property record for 1104 Keystone Rd, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,940 sqft · built 2002
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Aug 2026)
Tax Bill	$10,014 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-304-014`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-304-014`
Alternative APN	`03-53-02-06-304-014`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,940 sqft Living Area
1st Floor Area	1,736 sqft
Basement Area	1,076 sqft
Unfinished Basement	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	135 ft deep x 65 ft wide
Garage Area	1,540 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1104 KEYSTONE RD
City	HOLLAND
State	MI
Zip	49423-8849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 24, COBBLESTONE PLAT SEC 6 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	06
Legal Subdivision	COBBLESTONE
Legal Lot Number	24
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2001
Census Tract	32200

Owner

Source: Allegan County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1104 KEYSTONE RD, HOLLAND, MI 49423-8849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Sep 6, 2017	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	May 4, 2023 · Amount on Record
Deed Document Number	202614482
Deed Book / Page	5170 / 18
Prior Transfer Date	Aug 22, 2017
Prior Transfer Doc	4173/912
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 28, 2026
Property Address	1104 KEYSTONE RD, HOLLAND, MI 49423-8849
Document Number	0000014482
Book / Page	5170 / 18
Instrument Date	Aug 27, 2026
Instrument	202614482
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	TRINITY LAND TITLE, TRINITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$482,073.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 KEYSTONE RD, HOLLAND, MI 49423-8849

Mortgage

Document Number	0000014483,
Date	Aug 28, 2026
Instrument	202614483

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 4, 2023
Property Address	1104 KEYSTONE RD, HOLLAND, MI 49423-8849
Document Number	004853/842
Book / Page	4853 / 842
Map Reference	LB 15 PG 35
Instrument Date	May 1, 2023
Instrument	2023006441
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 KEYSTONE RD, HOLLAND, MI 49423-8849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 KEYSTONE RD, HOLLAND, MI 49423-8849

Mortgage

Document Number	2023006442
Date	May 4, 2023
Instrument	2023006442

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Sep 6, 2017
Property Address	1104 KEYSTONE RD, HOLLAND, MI 49423-8849
Document Number	4173/912
Book / Page	4173 / 912
Map Reference	LB15 PG35
Instrument Date	Aug 22, 2017
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 KEYSTONE RD, HOLLAND, MI 49423-8849

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,800 (+7.29%) Land $27,600 Building $237,200	$529,600 (+7.29%) Land $55,200 Building $474,400
2025	$10,014.00 (+2.88%) Homeowner's exemption	$246,800 (+17.97%) Land $24,400 Building $222,400	$493,600 (+17.97%) Land $48,800 Building $444,800
2024	$9,734.00
2023		$209,200 Land $21,100 Building $188,100	$418,400 Land $42,200 Building $376,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Holland City Fiber, Xfinity.

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