1074 Keystone Rd, Holland, MI 49423 Property Records

Allegan County property record for 1074 Keystone Rd, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,090 sqft · built 2021
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (May 2014)
Tax Bill	$6,706 (2025)
Deeds & Mortgages	Apr 2023 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-304-010`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-304-010`
Alternative APN	`03-53-02-06-304-010`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	3,090 sqft Living Area
1st Floor Area	1,731 sqft
Basement Area	1,071 sqft
Unfinished Basement	1,071 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Siding
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	135 ft deep x 55 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1074 KEYSTONE RD
City	HOLLAND
State	MI
Zip	49423-8848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 21, COBBLESTONE PLAT SEC 6 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	06
Legal Subdivision	COBBLESTONE
Legal Lot Number	21
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2001
Census Tract	32200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1074 KEYSTONE RD, HOLLAND, MI 49423-8848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Intrafamily Transfer, Transfer
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2014 · Amount on Record
Deed Sale	May 21, 2014 · Amount on Record
Prior Sale	Dec 23, 2008 · Amount on Record
Deed Book / Page	3836 / 635
Last Transfer Date	Apr 7, 2023
Transfer Doc	004851/357
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Apr 25, 2023
Property Address	1074 KEYSTONE RD, HOLLAND, MI 49423-8848
Document Number	004851/357
Book / Page	4851 / 357
Map Reference	LB 15 PG 35
Instrument Date	Apr 7, 2023
Instrument	2023005880
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1074 KEYSTONE RD, HOLLAND, MI 49423-8848

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1074 KEYSTONE RD, HOLLAND, MI 49423-8848

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1074 KEYSTONE RD, HOLLAND, MI 49423-8848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4530/972
Date	Oct 30, 2020
Book Page	4530/972

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,800 (+28.36%) Land $23,400 Building $212,400	$471,600 (+28.36%) Land $46,800 Building $424,800
2025	$6,706.00
2023		$183,700 Land $17,900 Building $165,800	$367,400 Land $35,800 Building $331,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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