Cook County property record for 1104 Gulf Keys Rd, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,772 sqft · built 1997 |
| Lot Size | 0.435 acres (18,930 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $314,000 (Jul 1998) |
| Tax Bill | $11,565 (2023) |
| Deeds & Mortgages | Feb 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-205-002 |
| Primary APN | 06-28-205-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,772 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 18,930 sqft (0.435 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1104 GULF KEYS RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (FINAL) PLAT OF (SARASOTA) TRAILS (UNIT1) *ALSO POST TO SW/SE/SE IN SEC 21-41-09 AND NE/NE IN SEC 28-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 21 |
| Legal Subdivision | FINAL PLAT OF SARASOTA TRAILS UNIT1 |
| Legal Lot Number | 2 |
| Legal Unit | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 804512 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1104 GULF KEYS RD, ELGIN, IL 60120-7580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 1998 · Amount on Record |
| Deed Sale | Jul 22, 1998 · Amount on Record |
| Prior Sale | Jul 8, 1996 · Amount on Record |
| Deed Document Number | 1998101 |
| Prior Transfer Date | Jul 7, 1998 |
| Prior Transfer Doc | 0000000101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1104 GULF KEYS RD, ELGIN, IL 60120-7580 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003346000 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | 2403346000 |
| Name | AMALGAMATED BANK OF CHICAGO |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Streamwood Village |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52,000 (+26.83%) Land $15,144 Building $36,856 | $520,000 (+26.83%) Land $151,440 Building $368,560 | |
| 2023 | $11,565.00 (+2.84%) | ||
| 2022 | $11,246.00 Homeowner's exemption | $41,000 Land $13,251 Building $27,749 | $410,000 Land $132,510 Building $277,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STREAMWOOD serves 38,360 people · EPA ID IL0313060 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Ezee Fiber, Verizon.
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