1102 Gulf Keys Rd, Elgin, IL 60120 Property Records

Cook County property record for 1102 Gulf Keys Rd, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,317 sqft · built 1995
Lot Size0.427 acres (18,612 sqft)
OwnerIndividual Name on Record
Last Sale$219,000 (Dec 2016)
Tax Bill$9,572 (2023)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-28-205-001

Property Details

APN / Parcel Number

Primary APN06-28-205-001
Alternative APN
  • 06-28-205-001-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,317 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area18,612 sqft (0.427 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1102 GULF KEYS RD
CityELGIN
StateIL
Zip60120-7580
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range9E
Legal Township41N
Legal Section28
Legal SubdivisionSARASOTA TRLS 01
Legal Lot Number1
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2002
Census Tract804512

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1102 GULF KEYS RD, ELGIN, IL 60120-7580
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2016 · Amount on Record
Deed SaleDec 22, 2016 · Amount on Record
Prior SaleNov 3, 2006
Deed Document Number201619085
Prior Transfer DateSep 7, 1993
Prior Transfer Doc0000000651
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1102 GULF KEYS RD, ELGIN, IL 60120-7580
Document Number1725049016
Instrument DateAug 10, 2017
Transaction TypeMortgage
Record UpdatedSep 15, 2017
Title CompanyPRECISION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1102 GULF KEYS RD ELGIN IL 601207580, ELGIN, IL 60120-7580

Mortgage

Document Number1725049016
DateSep 7, 2017
Instrument25049016
Lender
NameAMERICAN LNDG SOLUTIONS
AddressCOLUMBUS, WI 53925
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 6, 2047
Interest
Rate3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityStreamwood Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$44,000 (+27.51%) Land $14,890 Building $29,110$440,000 (+27.51%) Land $148,900 Building $291,100
2023$9,572.00 (+2.89%)
2022$9,303.00 Homeowner's exemption$34,507 Land $13,028 Building $21,479$345,070 Land $130,280 Building $214,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTREAMWOOD
serves 38,360 people · EPA ID IL0313060
Water SourcePurchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State InspectionMay 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Ezee Fiber, Verizon.

Nearby Properties on Gulf Keys Rd

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