Brown County property record for 1104 Elm St, Ripley, OH 45167
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,206 sqft · built 1954 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $44,700 (Feb 2017) |
| Tax Bill | $1,037 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026977-4 |
| Primary APN | 026977-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,206 sqft Living Area |
| 1st Floor Area | 1,206 sqft |
| Flooring | Wood |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 026977-4 |
|---|---|
| Street Address | 1104 ELM ST |
| City | RIPLEY |
| State | OH |
| Zip | 45167-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 40 GERMAN ADD 1954ADD UNION TWP RULH LSDRIPLEY VILLAGE |
| Legal Lot Number | 40 |
| Jurisdiction | BROWN OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 951700 |
Source: Brown County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1104 ELM ST, RIPLEY, OH 45167-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Feb 21, 2017 | Survivorship Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2017 · Amount on Record |
| Deed Sale | Feb 21, 2017 · Amount on Record |
| Deed Document Number | 2017954 |
| Deed Book / Page | 468 / 329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN OH |
| Property Address | 1104 ELM ST, RIPLEY, OH 45167-1507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001131 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 514/4462 |
| Instrument | 202200001131 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | RIPLEY, OH 45167 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | BROWN OH |
| Recording Date | Feb 21, 2017 |
| Property Address | 1104 ELM ST, RIPLEY, OH 45167-1507 |
| Document Number | 0000000954 |
| Book / Page | 468 / 0329 |
| Map Reference | MB C3-145 SL 154 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 201700000954 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 37628, PHILADELPHIA, PA 19101-0628 |
| Mail Care Of | AMERICAN FINANCIAL RESOURCES INC |
| Document Number | 0000000955 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 201700000955 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Brown County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Brown County |
| County Subdivision | Union Township |
| Municipality | Ripley Village |
| Unified School District | Ripley-Union-Lewis-Huntington Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,037.00 | $31,560 (-) Land $3,370 Building $28,190 | |
| 2024 | $1,037.00 (+24.34%) | $31,560 (+39.34%) Land $3,370 Building $28,190 | $90,150 (+39.36%) Land $9,620 Building $80,530 |
| 2023 | $834.00 | $22,650 (-) Land $2,720 Building $19,930 | |
| 2022 | $834.00 | $22,650 Land $2,720 Building $19,930 | |
| 2021 | $64,690 Land $7,760 Building $56,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 43 (1979–1997) |
| Claims Outside the SFHA | 3 of 43 |
| Most Recent Claim | Mar 1997 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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