Brown County property record for 1027 Elm St, Ripley, OH 45167
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,088 sqft · built 1958 |
| Lot Size | 0.212 acres (9,240 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,410 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 026933-7 |
| Primary APN | 026933-7 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 2,088 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,240 sqft (0.212 acres) |
| Lot Dimensions | 120 ft deep x 77 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Deck Area | 456 sqft |
| Patio Area | 456 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 026933-7 |
|---|---|
| Street Address | 1027 ELM ST |
| City | RIPLEY |
| State | OH |
| Zip | 45167-1422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 45 GERMAN ADD 1ST 1951 ADD UNION TWP RIPLEY VILLAGE RULH LSD |
| Legal Subdivision | GERMAN ADD |
| Legal Lot Number | 45 |
| Jurisdiction | BROWN OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 951700 |
Source: Brown County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1027 ELM ST, RIPLEY, OH 45167-1422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN OH |
| Property Address | 1027 ELM ST, RIPLEY, OH 45167-1422 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1027 ELM ST, RIPLEY, OH 45167-1422 |
| Document Number | 0000001108 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 553/406 |
| Instrument | 202600001108 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 10194 CROSSPOINT BLVD STE 110, INDIANAPOLIS, IN 46256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Brown County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Brown County |
| County Subdivision | Union Township |
| Municipality | Ripley Village |
| Unified School District | Ripley-Union-Lewis-Huntington Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,410.00 (+19.09%) | $43,980 (+33.47%) Land $3,670 Building $40,310 | |
| 2024 | $125,660 (+33.48%) Land $10,480 Building $115,180 | ||
| 2023 | $1,184.00 Homeowner's exemption | $32,950 (-) Land $2,930 Building $30,020 | |
| 2022 | $1,184.00 Homeowner's exemption | $32,950 Land $2,930 Building $30,020 | |
| 2021 | $94,140 Land $8,370 Building $85,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 43 (1979–1997) |
| Claims Outside the SFHA | 3 of 43 |
| Most Recent Claim | Mar 1997 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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