1104 Ellen Dr, Radcliff, KY 40160 Property Records

Hardin County property record for 1104 Ellen Dr, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,067 sqft · built 1968
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2026)
Tax Bill	$1,563 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`139-30-07-042`

Property Details

APN / Parcel Number

Primary APN	`139-30-07-042`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,067 sqft Living Area
Basement Area	2,067 sqft
Finished Basement	2,067 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	17,860 sqft (0.41 acres)
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1104 ELLEN DR
City	RADCLIFF
State	KY
Zip	40160-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCENIC AC LT 15 PT 14
Legal Subdivision	SCENIC AC
Legal Block	7
Legal Lot Number	15
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2015
Census Tract	400

Owner

1104 Ellen Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Hardin County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1104 ELLEN DR, RADCLIFF, KY 40160-2915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 3, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 10, 2017	Deed of Trust, Mortgage · FHA Mortgage SOUTH CENTRAL BANK
Apr 10, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Mar 17, 2025
Deed Book / Page	1602 / 1000
Prior Transfer Date	Feb 27, 2025
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Jun 16, 2026
Property Address	1104 ELLEN DR, RADCLIFF, KY 40160-2915
Document Number	1602001000
Book / Page	1602 / 1000
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	SIGNATURE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1104 ELLEN DR, RADCLIFF, KY 40160-2915

Mortgage

Document Number	2620000147,
Date	Jun 16, 2026
Book Page	2620/147

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Oct 3, 2022
Property Address	1104 ELLEN DR, RADCLIFF, KY 40160-2915
Document Number	001542/242
Book / Page	1542 / 242
Instrument Date	Sep 16, 2022
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1104 ELLEN DR, RADCLIFF, KY 40160-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 ELLEN DR, RADCLIFF, KY 40160-2915

Mortgage

Document Number	02458/1056
Date	Oct 3, 2022
Book Page	2458/1056

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1104 ELLEN DR, RADCLIFF, KY 40160-2915
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2389/536
Date	Jul 6, 2021
Book Page	2389/536

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1104 ELLEN DR, RADCLIFF, KY 40160-2915
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2194/418
Date	Apr 10, 2017
Book Page	2194/418

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Apr 10, 2017
Property Address	1104 ELLEN DR, RADCLIFF, KY 40160-2915
Document Number	1438/709
Book / Page	1438 / 709
Instrument Date	Apr 7, 2017
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3230 KAINGROUNDS RD, 3230, BRANDENBURG, KY 40108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 ELLEN DR, RADCLIFF, KY 40160-2915

Tax Assessment & Valuation

The 2025 property tax bill for 1104 Ellen Dr was $1,563.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,563.00	$165,000 Land $17,300 Building $147,700	$165,000 Land $17,300 Building $147,700
2023		$165,000 (+30.02%) Land $17,300 Building $147,700	$165,000 (+30.02%) Land $17,300 Building $147,700
2022		$126,900 Land $17,300 Building $109,600	$126,900 Land $17,300 Building $109,600
2021	$1,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 Ellen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 Ellen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

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