1059 Ellen Dr, Radcliff, KY 40160 Property Records

Hardin County property record for 1059 Ellen Dr, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1963
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Jun 2011)
Tax Bill	$1,525 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`139-30-07-034`

Property Details

APN / Parcel Number

Primary APN	`139-30-07-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1963
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	21,344 sqft (0.489 acres)
Garage Type	Attached
Garage Area	299 sqft
Porch	Porch
Porch Area	253 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1059 ELLEN DR
City	RADCLIFF
State	KY
Zip	40160-2953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCENIC AC LT 06 PT
Legal Subdivision	SCENIC AC
Legal Lot Number	6
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2014
Census Tract	400

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1059 ELLEN DR, RADCLIFF, KY 40160-2953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2018	Deed of Trust, Mortgage WEST POINT BANK
Nov 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEST POINT BANK
May 18, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2011 · Amount on Record
Deed Sale	Jun 7, 2011 · Amount on Record
Prior Sale	Jan 13, 2011 · Amount on Record
Deed Document Number	0001349486
Deed Book / Page	1349 / 486
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1059 ELLEN DR, RADCLIFF, KY 40160-2953
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002251/0000000525
Date	Nov 13, 2018
Book Page	0000002251/0000000525
Instrument	180-00014081

Lender

Name	WEST POINT BANK
Type	Bank

Agreement

Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1059 ELLEN DR, RADCLIFF, KY 40160-2953
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02289/1526
Date	Nov 27, 2019
Book Page	2289/1526
Instrument	20190-00015515

Lender

Name	WEST POINT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	1059 ELLEN DR, RADCLIFF, KY 40160-2953
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 ELLEN DR, RADCLIFF, KY 40160-2953

Mortgage

Document Number	02380/1566
Date	May 18, 2021
Book Page	2380/1566

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,525.00 (+18.77%)	$160,800 (+20.9%) Land $18,000 Building $142,800	$160,800 (+20.9%) Land $18,000 Building $142,800
2023		$133,000 (-) Land $18,000 Building $115,000	$133,000 (-) Land $18,000 Building $115,000
2022		$133,000 Land $18,000 Building $115,000	$133,000 Land $18,000 Building $115,000
2021	$1,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

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