Champaign County property record for 1104 E Florida Ave, Urbana, IL 61801
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 747 sqft · built 1953 |
| Lot Size | 0.149 acres (6,505 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,500 (Aug 2020) |
| Tax Bill | $3,054 (2024) |
| Deeds & Mortgages | Apr 2023 Second Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-21-16-381-010 |
| Primary APN | 92-21-16-381-010 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 747 sqft Building Perimeter |
| 1st Floor Area | 747 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Stucco |
| Roof Material | Other |
| Lot Area | 6,505 sqft (0.149 acres) |
| Heating System | Central |
|---|
| Street Address | 1104 E FLORIDA AVE |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61801-6004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 73 FAIRLAWN PARK 6TH ADD |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 16 |
| Legal Subdivision | FAIRLAWN PARK 6TH ADD |
| Legal Lot Number | 73 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 5601 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1104 E FLORIDA AVE, URBANA, IL 61801-6004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 23, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK |
| Aug 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2020 · Amount on Record |
| Deed Sale | Aug 7, 2020 · Amount on Record |
| Prior Sale | May 22, 2014 · Amount on Record |
| Deed Document Number | 202015432 |
| Prior Transfer Date | May 2, 2014 |
| Prior Transfer Doc | 0000008442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1104 E FLORIDA AVE, URBANA, IL 61801-6004 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1104 E FLORIDA AVE, URBANA, IL 61801-6004 |
| Document Number | 0000004471 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 2023R04471 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1104 E FLORIDA AVE, URBANA, IL 61801-6004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008981 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 2017R08981 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | MONTICELLO, IL 61856 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 18, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Aug 7, 2020 |
| Property Address | 1104 E FLORIDA AVE, URBANA, IL 61801-6004 |
| Document Number | 0000015432 |
| Map Reference | MB K PG47 DOC506036 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020R15432 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1104 E FLORIDA AVE, CHAMPAIGN, IL 61820 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015433 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 2020R15433 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,320 (+25.88%) Land $12,490 Building $18,830 | $93,960 (+25.88%) Land $37,470 Building $56,490 | |
| 2024 | $3,054.00 (+13.41%) | ||
| 2022 | $2,693.00 | $24,880 Land $9,930 Building $14,950 | $74,640 Land $29,790 Building $44,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.
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