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1004 E Florida Ave, Urbana, IL 61801 Property Records

Champaign County property record for 1004 E Florida Ave, Urbana, IL 61801

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,338 sqft · built 1952
Lot Size0.159 acres (6,921 sqft)
OwnerIndividual Name on Record
Last Sale$94,500 (Nov 2019)
Tax Bill$4,273 (2024)
Deeds & MortgagesApr 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN92-21-16-354-016

Property Details

APN / Parcel Number

Primary APN92-21-16-354-016

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,338 sqft Building Perimeter
1st Floor Area1,338 sqft
FlooringConcrete/Cement
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialStucco
Roof MaterialOther
Lot Area6,921 sqft (0.159 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchPorch
Patio Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1004 E FLORIDA AVE
CityURBANA
StateIL
Zip61801-5956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 101 FAIRLAWN PARK 4TH ADD
Legal Range09E
Legal Township19N
Legal Section16
Legal SubdivisionFAIRLAWN PARK 4TH ADD
Legal Lot Number101
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group2
Census Block2010
Census Tract5601

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address710 LA SELL DR, CHAMPAIGN, IL 61820-6818
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRAIRIE STATE BANK & TRUST
Nov 7, 2019Warranty Deed, Transfer · Conventional Mortgage
MIDLAND STATES BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2019 · Amount on Record
Deed SaleNov 7, 2019 · Amount on Record
Prior SaleJul 26, 2010 · Amount on Record
Deed Document Number201918848
Prior Transfer DateAug 20, 2003
Prior Transfer Doc0000038533
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1004 E FLORIDA AVE, URBANA, IL 61801-5956
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009771
DateApr 28, 2021
Instrument2021R09771
Lender
NamePRAIRIE STATE BANK & TRUST
TypeBank
AddressSAVOY, IL 61874
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateNov 7, 2019
Property Address1004 E FLORIDA AVE, URBANA, IL 61801-5956
Document Number0000018848
Map ReferenceMB K PG 18
Instrument DateNov 2, 2019
Instrument2019R18848
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$141.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 LA SELL DR, CHAMPAIGN, IL 61820-6818

Mortgage

Document Number0000018849
DateNov 7, 2019
Instrument2019R18849
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$43,830 (+25.88%) Land $12,490 Building $31,340$131,490 (+25.88%) Land $37,470 Building $94,020
2024$4,273.00 (+13.4%)
2022$3,768.00$34,820 Land $9,930 Building $24,890$104,460 Land $29,790 Building $74,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.

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