Stanislaus County property record for 1104 Copper Cottage Ln, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,654 sqft · built 1989 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Aug 2026) |
| Tax Bill | $5,482 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-008-003-000 |
| Primary APN | 070-008-003-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,654 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Lot Area | 5,227 sqft (0.12 acres) |
| View / Lot | Zero Lot Line |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 239 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1104 COPPER COTTAGE LN |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-8912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COPPER CREEK NO 1 BLK 1859 LOT 2 |
| Legal Subdivision | COPPER CRK 01 |
| Legal Block | 1859 |
| Legal Lot Number | 2 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2803 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1104 COPPER COTTAGE LN, MODESTO, CA 95355-8912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 13, 2026 | Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Nov 18, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on Record |
| Deed Sale | Aug 13, 2026 · Amount on Record |
| Deed Document Number | 202644590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Aug 13, 2026 |
| Property Address | 1104 COPPER COTTAGE LN, MODESTO, CA 95355-8912 |
| Document Number | 0000044590 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202644590 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | PLACER TITLE ER, PLACER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,328.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1104 COPPER COTTAGE LN, MODESTO, CA 95355-8912 |
| Document Number | 0000044591, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202644591 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Nov 18, 2020 |
| Property Address | 1104 COPPER COTTAGE LN, MODESTO, CA 95355-8912 |
| Document Number | 0000091108 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 91108 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1104 COPPER COTTAGE LN MODESTO CA 953558912, MODESTO, CA 95355-8912 |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Empire Union Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,482.00 (+495.87%) | $509,000 (+452.16%) Land $220,000 Building $289,000 |
| 2025 | $920.00 (-37.2%) Homeowner's exemption | $92,183 (+4.04%) Land $19,539 Building $72,644 |
| 2023 | $1,465.00 (+17.11%) Homeowner's exemption | $88,605 Land $18,781 Building $69,824 |
| 2022 | $1,251.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Ayera Technologies.
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