1104 Circle Dr, Red Oak, IA 51566 Property Records

Montgomery County property record for 1104 Circle Dr, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,286 sqft · built 1956
Lot Size	0.23 acres (10,027 sqft)
Owner	2 Individual Names on File
Last Sale	$82,000 (May 2006)
Tax Bill	$3,462 (2025)
Deeds & Mortgages	Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`600628229009000`

Property Details

APN / Parcel Number

Primary APN	`600628229009000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
Basement Area	964 sqft
Finished Basement	790 sqft
Unfinished Basement	174 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,027 sqft (0.23 acres)
Lot Dimensions	754 ft deep x 657 ft wide
Garage Type	Attached
Garage Area	356 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Deck Area	168 sqft
Patio Area	450 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1104 CIRCLE DR
City	RED OAK
State	IA
Zip	51566-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PETERSON ADD LT 3 & N 24' LT 2
Legal Subdivision	PETERSONS ADDITION
Legal Lot Number	2,3
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	1
Census Block	1010
Census Tract	960200

Owner

1104 Circle Dr is owned and occupied by two individuals who bought it in May 2006.

Source: Montgomery County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1104 CIRCLE DR, RED OAK, IA 51566-1723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2006 · Amount on File
Deed Sale	May 26, 2006 · Amount on File
Prior Sale	Jan 23, 2006 · Amount on File
Deed Document Number	2006296 0291
Deed Book / Page	296 / 291
Prior Transfer Date	Jan 20, 2006
Prior Transfer Doc	00292/0287
Record Updated	Oct 29, 2026

November 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY IA
Recording Date	Nov 16, 2020
Property Address	1104 CIRCLE DR, RED OAK, IA 51566-1723
Document Number	02020/1913
Book / Page	2020 / 1913
Instrument Date	Nov 16, 2020
Instrument	2020 1913
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 CIRCLE DR, RED OAK, IA 51566-1723

Tax Assessment & Valuation

The 2025 property tax bill for 1104 Circle Dr was $3,462 with a homeowner's exemption, up 47.8% from the year before.

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,462.00 (+47.82%) Homeowner's exemption	$183,980 Land $15,390 Building $168,590	$183,980 Land $15,390 Building $168,590
2024	$2,342.00
2023		$123,770 Land $11,540 Building $112,230	$123,770 Land $11,540 Building $112,230
2022	$2,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 Circle Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FMTC of Stanton Iowa Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50