Montgomery County property record for 1012 Circle Dr, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,536 sqft · built 1956 |
| Lot Size | 0.247 acres (10,760 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,000 (Jun 2012) |
| Tax Bill | $3,762 (2024) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600628229010000 |
| Primary APN | 600628229010000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| Basement Area | 1,536 sqft |
| Finished Basement | 875 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,760 sqft (0.247 acres) |
| Lot Dimensions | 353 ft deep x 326 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 388 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 1012 CIRCLE DR |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PETERSON ADD LT 1 & S 26' LT 2 |
| Legal Lot Number | 1,2 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 960200 |
Source: Montgomery County assessment roll, as of May 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1012 CIRCLE DR, RED OAK, IA 51566-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · Line of Credit BANK IOWA |
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP |
| Jun 26, 2020 | Joint Tenancy Deed, Transfer · Conventional Mortgage HOUGHTON STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2012 · Amount on Record |
| Deed Sale | Jun 18, 2012 · Amount on Record |
| Prior Sale | Jun 18, 2012 · Amount on Record |
| Deed Document Number | 2012/1025 |
| Deed Book / Page | 2012 / 1025 |
| Last Transfer Date | Jun 26, 2020 |
| Transfer Doc | 2020/1083 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1012 CIRCLE DR, RED OAK, IA 51566-1721 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1012 CIRCLE DR, RED OAK, IA 51566-1721 |
| Document Number | 02023/1194 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 2023/1194 |
| Instrument | 2023 1194 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Address | RED OAK, IA 51566 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1012 CIRCLE DR, RED OAK, IA 51566-1721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/1187 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 2021/1187 |
| Instrument | 2021 1187 |
| Name | IOWA BANKERS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Jun 26, 2020 |
| Property Address | 1012 CIRCLE DR, RED OAK, IA 51566-1721 |
| Document Number | 2020/1083 |
| Book / Page | 2020 / 1083 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 2020 1083 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1012 CIRCLE DR, RED OAK, IA 51566-1721 |
| Document Number | 20201084 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 2020 1084 |
| Name | HOUGHTON STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Montgomery County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214,110 (+25.51%) Land $16,640 Building $197,470 | $214,110 (+25.51%) Land $16,640 Building $197,470 | |
| 2024 | $3,762.00 (+30.08%) | ||
| 2023 | $170,590 Land $12,480 Building $158,110 | $170,590 Land $12,480 Building $158,110 | |
| 2022 | $2,892.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1980–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Mutual Telephone Company of Stanton, Iowa Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
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