1104 105th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1104 105th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,204 sqft · built 1919
Lot Size	0.206 acres (9,001 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Aug 2016)
Tax Bill	$2,776 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1800-10840`

Property Details

APN / Parcel Number

Primary APN	`010-1800-10840`
Alternative APNs	`1013804` `1168712`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,204 sqft Gross Area
1st Floor Area	944 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	9,001 sqft (0.206 acres)
Garage Area	624 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1168712
Street Address	1104 105TH AVE W
City	DULUTH
State	MN
Zip	55808-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 2 & 3 SERIAL #
Legal Subdivision	GARY FIRST DIV DULUTH
Legal Block	43
Legal Lot Number	1-3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1029
Census Tract	3800

Owner

1104 105th Ave W is owned and occupied by an individual who acquired it in July 2024.

Source: St. Louis County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1104 105TH AVE W, DULUTH, MN 55808-1811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Aug 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2016 · Amount on File
Deed Sale	Aug 3, 2016 · Amount on File
Deed Document Number	2016974167
Last Transfer Date	Jul 11, 2024
Transfer Doc	0001081238
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 9, 2026
Property Address	1104 105TH AVE W, DULUTH, MN 55808-1811
Document Number	0001105713
Instrument Date	Aug 27, 2026
Instrument	20261105713
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 105TH AVE W, DULUTH, MN 55808-1811

Mortgage

Document Number	0001105713,
Date	Sep 9, 2026
Instrument	20261105713

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Aug 20, 2026
Property Address	1104 105TH AVE W, DULUTH, MN 55808-1811
Document Number	0001105054
Instrument Date	Aug 10, 2026
Instrument	20261105054
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 105TH AVE W, DULUTH, MN 55808-1811

Mortgage

Document Number	0001105054,
Date	Aug 20, 2026
Instrument	20261105054

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1104 105th Ave W was $2,776 with a homeowner's exemption, up 14.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,776.00 (+14.9%) Homeowner's exemption
2025	$2,416.00 (-1.63%) Homeowner's exemption	$222,500 (+10.97%) Land $18,500 Building $204,000	$222,500 (+10.97%) Land $18,500 Building $204,000
2024	$2,456.00	$200,500 Land $18,200 Building $182,300	$200,500 Land $18,200 Building $182,300
2022		$193,700 Land $22,300 Building $171,400	$193,700 Land $22,300 Building $171,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1104 105th Ave W in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1104 105th Ave W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

Nearby Properties on 105th Ave W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures