1122 105th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1122 105th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 992 sqft · built 1918
Lot Size	0.275 acres (12,005 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Mar 2016)
Tax Bill	$34 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1800-10920`

Property Details

APN / Parcel Number

Primary APN	`010-1800-10920`
Alternative APN	`1005639`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	992 sqft Gross Area
1st Floor Area	992 sqft
Basement Area	496 sqft
Finished Basement	496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	12,005 sqft (0.275 acres)
Garage Area	624 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1005639
Street Address	1122 105TH AVE W
City	DULUTH
State	MN
Zip	55808-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 THRU 12 SERIAL #
Legal Subdivision	GARY FIRST DIVISION
Legal Block	43
Legal Lot Number	9-12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1029
Census Tract	3800

Owner

1122 105th Ave W is owned and occupied by an individual who bought it in March 2016.

Source: St. Louis County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1122 105TH AVE W, DULUTH, MN 55808-1811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage HANCOCK MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2016 · Amount on File
Deed Sale	Mar 17, 2016 · Amount on File
Prior Sale	May 30, 2012 · Amount on File
Deed Document Number	2016968813
Prior Transfer Date	Jun 28, 2006
Prior Transfer Doc	0000820909
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 9, 2026
Property Address	1122 105TH AVE W, DULUTH, MN 55808-1811
Document Number	0001106877
Instrument Date	Sep 28, 2026
Instrument	20261106877
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99,956.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1122 105TH AVE W, DULUTH, MN 55808-1811

Mortgage

Document Number	0001106878,
Date	Oct 9, 2026
Instrument	20261106878

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1122 105TH AVE W, DULUTH, MN 55808-1811
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001037921
Date	Mar 16, 2021
Instrument	1037921

Lender

Name	HANCOCK MORTGAGE PARTNERS LLC
Type	Mortgage Company
Address	SUGAR LAND, TX 77478

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1122 105th Ave W was $34 with a homeowner's exemption, up 17.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34.00 (+17.24%) Homeowner's exemption	$243,700 (+10.92%) Land $21,400 Building $222,300	$243,700 (+10.92%) Land $21,400 Building $222,300
2024	$29.00	$219,700 Land $21,100 Building $198,600	$219,700 Land $21,100 Building $198,600
2022		$197,500 Land $25,900 Building $171,600	$197,500 Land $25,900 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1122 105th Ave W in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1122 105th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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