11031 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 11031 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,240 sqft · built 1970
Lot Size	0.589 acres (25,700 sqft)
Owner	Trust Name on Record
Tax Bill	$6,425 (2024)
Deeds & Mortgages	Dec 2022 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-05-107-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-05-107-001.000-018`
Alternative APN	`1614050107001000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,240 sqft Living Area
1st Floor Area	2,036 sqft
2nd Floor Area	1,204 sqft
Basement Area	1,204 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	25,700 sqft (0.589 acres)
Lot Dimensions	195 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Pool Area	600 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614050107001000
Street Address	11031 E LAKESHORE DR
City	CARMEL
State	IN
Zip	46033-4466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 5, TOWNSHIP 17, RANGE 4, WOODLAND SPRINGS, SECTION 6, LOT 270, IRREGULAR SHAPE
Legal Range	04
Legal Township	17
Legal Section	05
Legal Subdivision	WOODLAND SPRINGS SECTION 6
Legal Block	6
Legal Lot Number	270
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2013
Census Tract	111004

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	11031 E LAKESHORE DR, CARMEL, IN 46033-4466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage MJW FINANCIAL LLC
Aug 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 18, 2018	Deed of Trust, Mortgage MORTGAGE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2007
Deed Sale	Apr 9, 2007
Prior Sale	Apr 9, 2007
Deed Document Number	2007019252
Last Transfer Date	Aug 15, 2019
Transfer Doc	0000037597
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11031 E LAKESHORE DR, CARMEL, IN 46033-4466
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11031 E LAKESHORE DR, CARMEL, IN 46033-4466

Mortgage

Document Number	0000060121
Date	Dec 28, 2022
Instrument	2022060121

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11031 E LAKESHORE DR, CARMEL, IN 46033-4466
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021033518
Date	May 4, 2021
Instrument	2021033518

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 15, 2019
Property Address	11031 E LAKESHORE DR, CARMEL, IN 46033-4466
Document Number	0000037597
Instrument Date	Aug 15, 2019
Instrument	37597
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11031 E LAKESHORE DR CARMEL IN 460334466, CARMEL, IN 46033-4466

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11031 E LAKESHORE DR, CARMEL, IN 46033-4466
Document Number	0000022278
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11031 E LAKESHORE DR CARMEL IN 460334466, CARMEL, IN 46033-4466

Mortgage

Document Number	0000022278
Date	May 24, 2018
Instrument	22278

Lender

Name	MORTGAGE SVCS
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 23, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$559,000 (-0.97%) Land $144,900 Building $414,100	$559,000 (-0.97%) Land $144,900 Building $414,100
2024	$6,425.00 (+27.35%)	$564,500 (+21.5%) Land $144,900 Building $419,600	$564,500 (+21.5%) Land $144,900 Building $419,600
2023	$5,045.00 (+8.42%) Homeowner's exemption	$464,600 (+13.34%) Land $87,300 Building $377,300	$464,600 (+13.34%) Land $87,300 Building $377,300
2022	$4,653.00 Homeowner's exemption	$409,900 Land $87,300 Building $322,600	$409,900 Land $87,300 Building $322,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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