11019 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 11019 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,054 sqft · built 1974
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$484,943 (Dec 2023)
Tax Bill	$5,284 (2024)
Deeds & Mortgages	Dec 2023 Second Mortgage Dec 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-05-304-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-05-304-001.000-018`
Alternative APN	`1614050304001000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,054 sqft Living Area
Gross Area	4,542 sqft
1st Floor Area	2,154 sqft
Basement Area	1,076 sqft
Finished Basement	900 sqft
Unfinished Basement	176 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	147 ft deep x 152 ft wide
Garage Type	Attached
Garage Area	1,312 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Gazebo	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	11019 E LAKESHORE DR
City	CARMEL
State	IN
Zip	46033-4466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 5, TOWNSHIP 17, RANGE 4, THE WOODLANDS, SECTION 1, LOT 72
Legal Range	04
Legal Township	17
Legal Section	05
Legal Subdivision	THE WOODLANDS SECTION 1
Legal Lot Number	72
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2013
Census Tract	111004

Owner

Source: Hamilton County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11019 E LAKESHORE DR, CARMEL, IN 46033-4466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 19, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 15, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jul 3, 2018	Deed of Trust, Mortgage INDIANA MEMBERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Feb 8, 2022 · Amount on Record
Deed Document Number	202347458
Prior Transfer Date	Oct 8, 2021
Prior Transfer Doc	0000006519
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11019 E LAKESHORE DR, CARMEL, IN 46033-4466
Transaction Type	Mortgage
Record Updated	Mar 7, 2024
Title Company	CHICAGO TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047460
Date	Dec 19, 2023
Instrument	2023047460

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2034

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 19, 2023
Property Address	11019 E LAKESHORE DR, CARMEL, IN 46033-4466
Document Number	0000047458
Map Reference	MB 4 PG 76&77
Instrument Date	Dec 12, 2023
Instrument	2023047458
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11019 E LAKESHORE DR, CARMEL, IN 46033-4466

Mortgage

Document Number	0000047459
Date	Dec 19, 2023
Instrument	2023047459

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Feb 8, 2022
Property Address	11019 E LAKESHORE DR, CARMEL, IN 46033-4466
Document Number	0000006519
Map Reference	MB 4 PG 76&77
Instrument Date	Oct 8, 2021
Instrument	2022006519
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11019 E LAKESHORE DR, CARMEL, IN 46033-4466

Mortgage

Document Number	0000006520
Date	Feb 8, 2022
Instrument	2022006520

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11019 E LAKESHORE DR, CARMEL, IN 46033-4466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035220
Date	Jul 24, 2017
Instrument	2017035220

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11019 E LAKESHORE DR, CARMEL, IN 46033-4466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002707
Date	Jan 15, 2020
Instrument	2020002707

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11019 E LAKESHORE DR, CARMEL, IN 46033-4466
Document Number	0000031185
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11019 E LAKESHORE DR CARMEL IN 460334466, CARMEL, IN 46033-4466

Mortgage

Document Number	0000031185
Date	Jul 11, 2018
Instrument	31185

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$464,000 (-1.44%) Land $127,800 Building $336,200	$464,000 (-1.44%) Land $127,800 Building $336,200
2024	$5,284.00 (+3.57%)	$470,800 (+1.25%) Land $127,800 Building $343,000	$470,800 (+1.25%) Land $127,800 Building $343,000
2023	$5,102.00 (+6%) Homeowner's exemption	$465,000 (+11.59%) Land $73,700 Building $391,300	$465,000 (+11.59%) Land $73,700 Building $391,300
2022	$4,813.00 Homeowner's exemption	$416,700 Land $73,700 Building $343,000	$416,700 Land $73,700 Building $343,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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