1103 Third St, Inverness, MS 38753 Property Records

Sunflower County property record for 1103 Third St, Inverness, MS 38753

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,922 sqft
Lot Size	0.84 acres (36,570 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,493 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`092A-03-00-160.00`

Property Details

APN / Parcel Number

Primary APN	`092A-03-00-160.00`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Building Area	1,922 sqft Finished Area
1st Floor Area	1,838 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	36,570 sqft (0.84 acres)
Lot Dimensions	229 ft deep x 159 ft wide

Location & Zoning

Street Address	1103 THIRD ST
City	INVERNESS
State	MS
Zip	38753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 LESS W 100 FT & W 11 FT N 129.8 FT LOT 12 (159.3X229.8) EVA D COOK S/D INVERNESS PB 3/34 OLD PCL:6092A0000600 0000700
Legal Subdivision	EVA D COOK SUBDIVISION
Legal Lot Number	11-12
Jurisdiction	SUNFLOWER MS
Township / Civil Division	1
Census Block Group	2
Census Block	2072
Census Tract	950600

Owner

1103 Third St is owned and occupied by two individuals who acquired it in September 2025.

Source: Sunflower County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1103 THIRD ST, INVERNESS, MS 38753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit PLANTERS BANK & TRUST CO
Dec 6, 2023	Deed of Trust, Mortgage · Line of Credit PLANTERS BANK & TRUST CO
Jan 31, 2025	Deed of Trust, Mortgage · Line of Credit PLANTERS BANK & TRUST CO
Sep 12, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 11, 2025
Transfer Doc	2025003656
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNFLOWER MS
Property Address	1103 THIRD ST, INVERNESS, MS 38753
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 THIRD ST, INVERNESS, MS 38753

Mortgage

Document Number	2017004971
Date	Oct 2, 2017
Instrument	2017004971

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 26, 2027

Interest

Rate Type	Adjustable Rate

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNFLOWER MS
Property Address	1103 THIRD ST, INVERNESS, MS 38753
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 THIRD ST, INVERNESS, MS 38753

Mortgage

Document Number	2023003884
Date	Dec 6, 2023
Instrument	2023003884

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	4 Months
Due	Apr 15, 2024

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNFLOWER MS
Property Address	1103 THIRD ST, INVERNESS, MS 38753
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 THIRD ST, INVERNESS, MS 38753

Mortgage

Document Number	2025000345
Date	Jan 31, 2025
Instrument	2025000345

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank
Address	INDIANOLA, MS 38751

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 14, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUNFLOWER MS
Recording Date	Sep 12, 2025
Property Address	1103 THIRD ST, INVERNESS, MS 38753
Document Number	2025003656
Map Reference	MB 3 PG 34
Instrument Date	Sep 11, 2025
Instrument	2025003656
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1103 THIRD ST, INVERNESS, MS 38753

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3290 HIGHWAY 569, FERRIDAY, LA 71334-4462

Tax Assessment & Valuation

The 2025 property tax bill for 1103 Third St was $1,493, up 85% from the year before.

Source: Sunflower County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Sunflower County
Municipality	Inverness Town
Unified School District	Sunflower County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,493.00 (+85.01%)	$9,154 (-) Land $1,250 Building $7,904	$91,542 (-) Land $12,500 Building $79,042
2024	$807.00	$9,154 (-) Land $1,250 Building $7,904	$91,542 (-) Land $12,500 Building $79,042
2023	$807.00	$9,154 Land $1,250 Building $7,904	$91,542 Land $12,500 Building $79,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1103 Third St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1982–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1103 Third St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.7% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SO. SUNFLOWER W/A-INVERNESS public/private · serves 898 people · EPA ID MS0670015
Water Source	Purchased groundwater from TOWN OF INVERNESS
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	2,500 / 2,500

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Third St

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