1103 Riddle Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 1103 Riddle Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,948 sqft · built 1998
Lot Size	1.63 acres (71,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,000 (Feb 2026)
Tax Bill	$972 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2025 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024I-H-016.00`

Property Details

APN / Parcel Number

Primary APN	`024I-H-016.00`
Alternative APNs	`086024I H 01600` `000006662`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,948 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	71,240 sqft (1.63 acres)
Lot Dimensions	214 ft deep x 325 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	296 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1103 RIDDLE RD
City	ERWIN
State	TN
Zip	37650-8874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB A PG 28 LOT 17- 304X231X363X197 FLEETWOOD
Legal Subdivision	JACK LEDFORD
Legal Lot Number	17
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3022
Census Tract	80200

Owner

Source: Unicoi County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1103 RIDDLE RD, ERWIN, TN 37650-8874
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer · FHA Mortgage ROSS MORTGAGE CORP
Oct 27, 2025	Trustee's Deed, Foreclosure
Dec 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Oct 27, 2025 · Amount on Record
Deed Document Number	2026433
Deed Book / Page	501 / 134
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Feb 27, 2026
Property Address	1103 RIDDLE RD, ERWIN, TN 37650-8874
Document Number	0000501134
Book / Page	501 / 134
Map Reference	CAB A SL 28
Instrument Date	Feb 25, 2026
Instrument	26000433
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 RIDDE ROAD, ERWIN, TN 37650-8874

Mortgage

Document Number	0026000434
Date	Feb 27, 2026
Instrument	26000434

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Mortgage

Document Number	0000501162
Date	Feb 27, 2026
Book Page	501/162
Instrument	26000435

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Amount	Amount Recorded

October 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNICOI TN
Recording Date	Oct 27, 2025
Property Address	1103 RIDDLE RD, ERWIN, TN 37650-8874
Document Number	0000497395
Book / Page	497 / 395
Map Reference	CAB A SL 28
Instrument Date	Oct 20, 2025
Instrument	25002394
Transaction Type	Foreclosure
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$440.03
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 AVENIDA PICO # C410, C410, SAN CLEMENTE, CA 92673-6957
Investor	Possibly a Property Investor

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	Dec 11, 2017
Property Address	1103 RIDDLE RD, ERWIN, TN 37650-8874
Document Number	408915
Book / Page	000408 / 000915
Instrument Date	Nov 6, 2017
Instrument	2195
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 RIOOLE RD ERWIN TN 37650, ERWIN, TN 37650

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$972.00	$37,250 (-) Land $12,075 Building $25,175	$149,000 (-) Land $48,300 Building $100,700
2024	$972.00 (+10.96%)	$37,250 (-) Land $12,075 Building $25,175
2023		$37,250 (-) Land $12,075 Building $25,175
2022	$876.00	$37,250 Land $12,075 Building $25,175	$149,000 Land $48,300 Building $100,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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