1025 Riddle Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 1025 Riddle Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,954 sqft · built 1973
Lot Size	0.392 acres (17,057 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Apr 2001)
Tax Bill	$1,044 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024I-H-002.00`

Property Details

APN / Parcel Number

Primary APN	`024I-H-002.00`
Alternative APNs	`086024I H 00200` `000006652`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,954 sqft Living Area
Gross Area	2,290 sqft
1st Floor Area	1,954 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,057 sqft (0.392 acres)
Lot Dimensions	168 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Screened/Unfinished Porch
Porch Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1025 RIDDLE RD
City	ERWIN
State	TN
Zip	37650-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB A PG 28 LOT 3 100X168
Legal Subdivision	JACK LEDFORD
Legal Block	A
Legal Lot Number	3
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3051
Census Tract	80200

Owner

Source: Unicoi County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1025 RIDDLE RD, ERWIN, TN 37650-8803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 1, 2017	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 4, 2001 · Amount on Record
Deed Sale	Apr 4, 2001 · Amount on Record
Deed Book / Page	222 / 256
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Recording Date	Jul 20, 2026
Property Address	1025 RIDDLE RD, ERWIN, TN 37650-8803
Document Number	0000001534
Book / Page	506 / 222
Instrument Date	Jul 2, 2026
Instrument	20261534
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 RIDDLE RD, ERWIN, TN 37650-8803

Mortgage

Document Number	0000001534,
Date	Jul 20, 2026
Book Page	506/222
Instrument	20261534

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	478 Months
Due	May 1, 2066

Interest

Rate	6.48%
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1025 RIDDLE RD, ERWIN, TN 37650-8803
Document Number	405810
Book / Page	000405 / 000810
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 RIDDLE RD ERWIN TN 376508803, ERWIN, TN 37650-8803

Mortgage

Document Number	405810
Date	Aug 10, 2017
Book Page	000405/000810
Instrument	1409

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,044.00	$40,000 (-) Land $5,850 Building $34,150	$160,000 (-) Land $23,400 Building $136,600
2024	$1,044.00 (+11.06%)
2023		$40,000 (-) Land $5,850 Building $34,150
2022	$940.00	$40,000 Land $5,850 Building $34,150	$160,000 Land $23,400 Building $136,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Point Broadband Fiber Holding.

Cell Coverage

5G (outdoors only) and 4G LTE

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