1103 Ortega Rd, Pebble Beach, CA 93953 Property Records

Monterey County property record for 1103 Ortega Rd, Pebble Beach, CA 93953

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,858 sqft · built 1972
Lot Size0.257 acres (11,200 sqft)
Owner2 Individual Names on Record
Last Sale$1,650,000 (Jul 2021)
Tax Bill$20,140 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Sep 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN007-161-017-000

Property Details

APN / Parcel Number

Primary APN007-161-017-000
Alternative APN
  • 007-161-017

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area1,858 sqft Living Area
1st Floor Area1,858 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Construction TypeFrame
Lot Area11,200 sqft (0.257 acres)
Garage Area679 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number007-161-017
Street Address1103 ORTEGA RD
CityPEBBLE BEACH
StateCA
Zip93953-3154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTEREY PENINSULA COUNTRY CLUB 1 LOT 22 BLK 4
Legal SubdivisionMONTEREY PENINSULA COUNTRY CLUB 1
Legal Block4
Legal Lot Number22
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1004
Census Tract11901

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6228 JARVIS AVE, NEWARK, CA 94560-1213
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Deed of Trust, Mortgage · Line of Credit
WEST CAPITAL LENDING INC
Sep 30, 2025Deed of Trust, Mortgage · Line of Credit
PMAC LENDING SERVICES INC
Jul 2, 2021Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2021 · Amount on Record
Deed SaleJul 2, 2021 · Amount on Record
Deed Document Number202145751
Prior Transfer DateMar 7, 2005
Prior Transfer Doc0000026066
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1103 ORTEGA RD, PEBBLE BEACH, CA 93953-3154
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1103 ORTEGA RD, PEBBLE BEACH, CA 93953-3154

Mortgage

Document Number0000043583
DateNov 20, 2025
Instrument2025043583
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 19, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1103 ORTEGA RD, PEBBLE BEACH, CA 93953-3154
Transaction TypeMortgage
Record UpdatedOct 14, 2025
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1103 ORTEGA RD, PEBBLE BEACH, CA 93953-3154

Mortgage

Document Number0000032473
DateSep 30, 2025
Instrument2025032473
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
AddressBREA, CA 92821
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJul 2, 2021
Property Address1103 ORTEGA RD, PEBBLE BEACH, CA 93953-3154
Document Number0000045751
Map ReferenceVOL 3 PG 26
Instrument DateJun 23, 2021
Instrument2021045751
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address6228 JARVIS AVE, NEWARK, CA 94560-1213

Mortgage

Document Number0000045752
DateJul 2, 2021
Instrument2021045752
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,786,010 (+2%) Land $1,028,309 Building $757,701
2025$20,140.00 (+4.24%)$1,750,992 (+4.04%) Land $1,008,147 Building $742,845
2023$19,320.00 (+2.25%)$1,683,000 Land $969,000 Building $714,000
2022$18,895.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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