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1086 Ortega Rd, Pebble Beach, CA 93953 Property Records

Monterey County property record for 1086 Ortega Rd, Pebble Beach, CA 93953

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,684 sqft · built 1963
Lot Size0.246 acres (10,700 sqft)
Owner2 Individual Names on Record
Last Sale$1,800,000 (May 2025)
Tax Bill$20,513 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jan 2023 Transfer
Flood ZoneZone X (minimal risk)
APN007-172-004-000

Property Details

APN / Parcel Number

Primary APN007-172-004-000
Alternative APN
  • 007-172-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,684 sqft Living Area
1st Floor Area1,684 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleL-Shape
Construction TypeWood
Lot Area10,700 sqft (0.246 acres)
Garage Area476 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1086 ORTEGA RD
CityPEBBLE BEACH
StateCA
Zip93953-3136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTEREY PENINSULA COUNTRY CLUB 1 LOT 12 BLK 9
Legal SubdivisionMONTEREY PENINSULA COUNTRY CLUB 1
Legal Block9
Legal Lot Number12
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1002
Census Tract11901

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1086 ORTEGA RD, PEBBLE BEACH, CA 93953-3136
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 3, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2025 · Amount on Record
Deed SaleMay 22, 2025 · Amount on Record
Deed Document Number202516492
Prior Transfer DateDec 13, 2022
Prior Transfer Doc0000000161
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Recording DateApr 16, 2026
Property Address1086 ORTEGA RD, PEBBLE BEACH, CA 93953-3136
Document Number0000012616
Instrument DateDec 4, 2025
Instrument202612616
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address1086 ORTEGA RD, PEBBLE BEACH, CA 93953-3136

Mortgage

Document Number0000012616,
DateApr 16, 2026
Instrument202612616
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2046
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateJan 3, 2023
Property Address1086 ORTEGA RD, PEBBLE BEACH, CA 93953-3136
Document Number0000000161
Map ReferenceMB 3 PG 26
Instrument DateDec 13, 2022
Instrument2023000161
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6360 COUNTY ROAD 11, ORLAND, CA 95963-9291

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,836,000 (+2.86%) Land $1,428,000 Building $408,000
2025$20,513.00 (+5.09%)$1,785,000 (+86.6%) Land $918,000 Building $867,000
2024$19,519.00 (+71.58%)
2023$11,376.00 (+2.37%)$956,597 Land $819,946 Building $136,651
2022$11,113.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35

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