1103 N 28th Dr, Phoenix, AZ 85009 Property Records

Maricopa County property record for 1103 N 28th Dr, Phoenix, AZ 85009

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,053 sqft · built 1954
Lot Size	0.153 acres (6,652 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,000 (Jul 2020)
Tax Bill	$1,509 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`109-15-095`

Property Details

APN / Parcel Number

Primary APN	`109-15-095`
Alternative APN	`109150956`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,053 sqft Living Area
1st Floor Area	2,053 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	6,652 sqft (0.153 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1103 N 28TH DR
City	PHOENIX
State	AZ
Zip	85009-3938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	NORTH WILLOW SQUARE MCR 57/43
Legal Subdivision	NORTH WILLOW SQUARE
Legal Lot Number	95
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1005
Census Tract	112700

Owner

Source: Maricopa County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1103 N 28TH DR, PHOENIX, AZ 85009-3938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jul 14, 2020	Warranty Deed, Transfer · FHA Mortgage NOVA FINANCIAL & INVESTMENT CORP
Mar 26, 2020	Warranty Deed, Transfer NOT AVAILABLE
Mar 8, 2019	Warranty Deed, Transfer DRIGGS TITLE AGENCY
Mar 8, 2019	Warranty Deed, Transfer DRIGGS TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	2020626566
Prior Transfer Date	Aug 29, 2005
Prior Transfer Doc	0001288220
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1103 N 28TH DR, PHOENIX, AZ 85009-3938
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 N 28TH DR, PHOENIX, AZ 85009-3938

Mortgage

Document Number	0000007980
Date	Jan 4, 2022
Instrument	20220007980

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 14, 2020
Property Address	1103 N 28TH DR, PHOENIX, AZ 85009-3938
Document Number	0000626566
Map Reference	MB 57 PG 43
Instrument Date	Jun 10, 2020
Instrument	20200626566
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4505 S WASATCH BLVD STE 120, 4505, SALT LAKE CITY, UT 84124-4710

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1103 N 28TH DR, PHOENIX, AZ 85009-3938

Mortgage

Document Number	0000626567
Date	Jul 14, 2020
Instrument	20200626567

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 26, 2020
Property Address	1103 N 28TH DR, PHOENIX, AZ 85009-3938
Document Number	0000262219
Instrument Date	Aug 4, 2019
Instrument	262219
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$163.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4505 S WASATCH BLVD #120 SALT LAKE CITY UT 841244710, 120, SALT LAKE CITY, UT 84124-4710

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 8, 2019
Property Address	1103 N 28TH DR, PHOENIX, AZ 85009-3938
Document Number	0000161880
Instrument Date	Mar 6, 2019
Instrument	161880
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	DRIGGS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4505 S WASATCH BLVD #120 SALT LAKE CITY UT 841244710, 120, SALT LAKE CITY, UT 84124-4710

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 8, 2019
Property Address	1103 N 28TH DR, PHOENIX, AZ 85009-3938
Document Number	0000160952
Instrument Date	Mar 6, 2019
Instrument	160952
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	DRIGGS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	318 W CORONADO RD PHOENIX AZ 850031147, PHOENIX, AZ 85003-1147

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Isaac Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,470 (+206.25%)	$314,700 (+13.57%) Land $62,900 Building $251,800
2025	$1,509.00 (+1.48%)	$10,276 (-63.62%)	$277,100 (-1.91%) Land $55,400 Building $221,700
2024		$28,250	$282,500 Land $56,500 Building $226,000
2023	$1,487.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: T-Mobile, Verizon.

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