1039 N 28th Dr, Phoenix, AZ 85009 Property Records

Maricopa County property record for 1039 N 28th Dr, Phoenix, AZ 85009

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,341 sqft · built 1954
Lot Size	0.153 acres (6,652 sqft)
Owner	Individual Name on Record
Last Sale	$159,900 (Jul 2018)
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`109-15-094`

Property Details

APN / Parcel Number

Primary APN	`109-15-094`
Alternative APN	`109150949`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
1st Floor Area	1,341 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Block Painted
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,652 sqft (0.153 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	287 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1039 N 28TH DR
City	PHOENIX
State	AZ
Zip	85009-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	NORTH WILLOW SQUARE MCR 57/43
Legal Range	2E
Legal Township	1N
Legal Section	2
Legal Subdivision	NORTH WILLOW SQUARE
Legal Block	49
Legal Lot Number	94
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1005
Census Tract	112700

Owner

Source: Maricopa County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1039 N 28TH DR, PHOENIX, AZ 85009-3940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jul 31, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Jul 31, 2015 · Amount on Record
Deed Document Number	2018580882
Prior Transfer Date	May 18, 2004
Prior Transfer Doc	0000560049
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1039 N 28TH DR, PHOENIX, AZ 85009-3940
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000275639
Date	Mar 31, 2020
Instrument	20200275639

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 31, 2018
Property Address	1039 N 28TH DR, PHOENIX, AZ 85009-3940
Document Number	0000580882
Map Reference	MB 57 PG 43
Instrument Date	Jul 30, 2018
Instrument	20180580882
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1039 N 28TH DR, 1039, PHOENIX, AZ 85009-3940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 N 28TH DR, PHOENIX, AZ 85009-3940

Mortgage

Document Number	0000580883
Date	Jul 31, 2018
Instrument	20180580883

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Isaac Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,730 (+194.62%)	$247,300 (+15.02%) Land $49,400 Building $197,900
2025	$1,232.00 (+1.4%)	$8,394 (-64.69%)	$215,000 (-9.55%) Land $43,000 Building $172,000
2024		$23,770	$237,700 Land $47,500 Building $190,200
2023	$1,215.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: T-Mobile, Verizon.

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