Cooke County property record for 1103 E University Dr, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,637 sqft · built 1970 |
| Lot Size | 0.303 acres (13,203 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,916 (May 2015) |
| Tax Bill | $3,010 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2070-001-00003 |
| Primary APN | 2070-001-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,637 sqft Living Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 1,637 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 13,203 sqft (0.303 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2070-001-00003 |
|---|---|
| Street Address | 1103 E UNIVERSITY DR |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-4633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BONNER HILLS; BLOCK 1; LOT 3 |
| Legal Subdivision | BONNER HILLS |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 400 |
Source: Cooke County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1103 UNIVERSITY DR, GAINESVILLE, TX 76240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2015 · Amount on Record |
| Deed Sale | May 5, 2015 · Amount on Record |
| Prior Sale | Jan 14, 2015 |
| Deed Document Number | 201557298 |
| Deed Book / Page | 2008 / 715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 1103 E UNIVERSITY DR, GAINESVILLE, TX 76240-4633 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | HOWETH TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2422/690 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 2422/690 |
| Instrument | 4592 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,010.00 (+8.63%) Homeowner's exemption | $210,671 (+21%) Land $51,125 Building $210,151 | $261,276 (+24.93%) Land $51,125 Building $210,151 |
| 2024 | $2,771.00 (-12.64%) | ||
| 2023 | $174,108 Land $51,096 Building $158,041 | $209,137 Land $51,096 Building $158,041 | |
| 2022 | $3,172.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1989–2015) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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