11020 127th Ave, Largo, FL 33778 Property Records

Pinellas County property record for 11020 127th Ave, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,798 sqft · built 1973
Lot Size	0.168 acres (7,336 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,368 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8626-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8626-6`
Alternative APNs	`09-30-15-64739-003-0110` `301509647390030110` `153009647390030110` `R101885`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,798 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	1,798 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,336 sqft (0.168 acres)
Lot Dimensions	95 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	398 sqft
Deck Area	330 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101885
Street Address	11020 127TH AVE
City	LARGO
State	FL
Zip	33778-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGEWOOD ESTATES SUB SECTION 2 BLK C, LOT 11
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	ORANGEWOOD ESTATES SUB
Legal Tract	64739
Legal Block	C
Legal Lot Number	11
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2005
Census Tract	25311

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11020 127TH AVE, LARGO, FL 33778-2109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jan 29, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 24, 2016
Transfer Doc	0192092491
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11020 127TH AVE, LARGO, FL 33778-2109
Document Number	0204581788
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11020 127TH AVE LARGO FL 337782109, LARGO, FL 33778-2109

Mortgage

Document Number	0204581788
Date	Mar 12, 2019
Book Page	020458/001788
Instrument	76648

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11020 127TH AVE, LARGO, FL 33778-2109
Document Number	0199360489
Book / Page	019936 / 000489
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11020 127TH AVE LARGO FL 337782109, LARGO, FL 33778-2109

Mortgage

Document Number	0199360489
Date	Feb 8, 2018
Book Page	019936/000489
Instrument	41422

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,368.00 (+6.14%) Homeowner's exemption	$166,936 (+5.99%)	$361,354 (+8.97%) Land $137,242 Building $224,112
2024	$2,231.00 (+2.29%)
2023	$2,181.00 (+3.51%) Homeowner's exemption	$157,506 (+3%)	$331,599 (+13.87%) Land $147,713 Building $183,886
2022	$2,107.00 Homeowner's exemption	$152,918	$291,201 Land $150,474 Building $140,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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