10916 127th Ave, Largo, FL 33778 Property Records

Pinellas County property record for 10916 127th Ave, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,523 sqft · built 1974
Lot Size	0.164 acres (7,126 sqft)
Owner	2 Individual Names on File
Last Sale	$322,900 (Jul 2017)
Tax Bill	$4,603 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8628-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8628-2`
Alternative APNs	`09-30-15-64739-003-0130` `301509647390030130` `153009647390030130` `R101887`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,523 sqft Living Area
Gross Area	2,359 sqft
1st Floor Area	1,523 sqft
Flooring	Carpet

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	7,126 sqft (0.164 acres)
Lot Dimensions	95 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	354 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101887
Street Address	10916 127TH AVE
City	LARGO
State	FL
Zip	33778-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGEWOOD ESTATES SUB SECTION 2 BLK C, LOT 13
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	ORANGEWOOD ESTATES SUB
Legal Tract	64739
Legal Block	C
Legal Lot Number	13
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2005
Census Tract	25311

Owner

10916 127th Ave is owned and occupied by two individuals who bought it in July 2017.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10916 127TH AVE, LARGO, FL 33778-2109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 13, 2018	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jul 7, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on File
Deed Sale	Jul 7, 2017 · Amount on File
Prior Sale	Oct 1, 2016 · Amount on File
Deed Document Number	2017210118
Deed Book / Page	19695 / 36
Prior Transfer Date	Sep 12, 2016
Prior Transfer Doc	0193722632
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10916 127TH AVE, LARGO, FL 33778-2109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211600662
Date	Sep 10, 2020
Book Page	21160/662
Instrument	2020271080

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	332 Months
Due	May 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10916 127TH AVE, LARGO, FL 33778-2109
Document Number	0199441878
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018
Title Company	COASTLINE TITLE/PINELLAS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10916 127TH AVE LARGO FL 337782109, LARGO, FL 33778-2109

Mortgage

Document Number	0199441878
Date	Feb 16, 2018
Book Page	019944/001878
Instrument	50088

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 7, 2017
Property Address	10916 127TH AVE, LARGO, FL 33778-2109
Document Number	0196950036
Book / Page	019695 / 000036
Instrument Date	Jun 29, 2017
Instrument	210118
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	COASTLINE TITLE/PINELLAS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10916 127TH AVE LARGO FL 337782109, LARGO, FL 33778-2109

Mortgage

Document Number	196950038
Date	Jul 7, 2017
Book Page	019695/000038
Instrument	210119

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10916 127th Ave was $4,603 with a homeowner's exemption, up 5.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,603.00 (+5.67%) Homeowner's exemption	$284,637	$444,528 Land $140,254 Building $304,274
2024	$4,356.00 (+1.75%)
2023	$4,281.00 (+2.96%) Homeowner's exemption	$268,558 (+3%)	$412,139 (+16.57%) Land $156,510 Building $255,629
2022	$4,158.00 Homeowner's exemption	$260,736	$353,551 Land $158,634 Building $194,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10916 127th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10916 127th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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