Gila County property record for 1102 W Saddle Ln, Payson, AZ 85541
| Property Type | Mobile Home |
|---|---|
| Details | 1,056 sqft · built 1986 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual on Record |
| Last Sale | $90,000 (Jul 2017) |
| Tax Bill | $742 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-36-232 |
| Primary APN | 302-36-232 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1986 |
|---|---|
| Construction Type | Steel Frame |
| Roof Material | Asbestos |
| Lot Area | 11,326 sqft (0.26 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 297 sqft |
| Canopy | 297 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air |
|---|
| Account Number | R022036 |
|---|---|
| Street Address | 1102 W SADDLE LN |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3062 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT: 63 SECTION: 28 TOWNSHIP: 11N RANGE: 10E MBL HOME TITLE: L839093/92 SERIAL: AS14492U/X YEAR: 1986 MAKE: PALM HARBOR HI |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 28 |
| Legal Subdivision | PAYSON RANCHOS |
| Legal Lot Number | 63 1002 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 302 |
Source: Gila County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1102 W SADDLE LN, PAYSON, AZ 85541-3062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE |
| Jul 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNSTREET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2017 · Amount on Record |
| Deed Sale | Jul 12, 2017 · Amount on Record |
| Deed Document Number | 2017-006670 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 1102 W SADDLE LN, PAYSON, AZ 85541-3062 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000006256 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021-006256 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Jul 12, 2017 |
| Property Address | 1102 W SADDLE LN, PAYSON, AZ 85541-3062 |
| Document Number | 0000006670 |
| Map Reference | MAP349 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 2017-006670 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2129 N MARGARET AVE APT B, B, TUCSON, AZ 85716-3001 |
| Document Number | 0000006671 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 2017-006671 |
| Name | SUNSTREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Gila County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,069 (+26.75%) Land $6,653 Building $4,416 | $110,683 (+26.73%) Land $66,526 Building $44,157 | |
| 2025 | $742.00 (+7.85%) | ||
| 2024 | $8,733 Land $4,177 Building $4,556 | $87,335 Land $41,771 Building $45,564 | |
| 2023 | $688.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 84% of Arizona |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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