1101 W Saddle Ln, Payson, AZ 85541 Property Records

Gila County property record for 1101 W Saddle Ln, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details1,606 sqft · built 1990
Lot Size0.28 acres (12,197 sqft)
Owner2 Company Names on Record
Last Sale$77,000 (Dec 1994)
Tax Bill$1,801 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN302-36-228A

Property Details

APN / Parcel Number

Primary APN302-36-228A
Alternative APNs
  • R022028
  • 022028

Interior

Stories1 Story
Building Area1,606 sqft Living Area
1st Floor Area1,606 sqft

Exterior

Year BuiltBuilt 1990
Exterior MaterialPlywood
Construction TypeSteel Frame
Roof MaterialAsbestos
Lot Area12,197 sqft (0.28 acres)

Exterior Amenities

PorchPorch
Porch Area428 sqft
Patio Area383 sqft
Canopy408 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account NumberR022028
Street Address1101 W SADDLE LN
CityPAYSON
StateAZ
Zip85541-3069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 59 , 60 SECTION: 28 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS 3 ; PLAT MAP 348; LOTS 59 AND 60
Legal Range10E
Legal Township11N
Legal Section28
Legal SubdivisionPAYSON RANCHOS
Legal Lot Number59-60 60
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group2
Census Block2025
Census Tract302

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1101 W SADDLE LN, PAYSON, AZ 85541-3069
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 1994 · Amount on Record
Deed SaleDec 6, 1994 · Amount on Record
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address1101 W SADDLE LN, PAYSON, AZ 85541-3069
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011646
DateSep 28, 2020
Instrument2020-011646
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$37,391 (+7.44%) Land $6,863 Building $30,528$373,911 (+7.44%) Land $68,630 Building $305,281
2025$1,801.00 (+7.65%)
2024$34,801 Land $4,351 Building $30,450$348,011 Land $43,510 Building $304,501
2023$1,673.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2004–2019)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 79% of Arizona
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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