1102 Texas Ave, Lynn Haven, FL 32444 Property Records

Bay County property record for 1102 Texas Ave, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1997
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$13,500 (Aug 1995)
Tax Bill	$1,421 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10703-000-000`

Property Details

APN / Parcel Number

Primary APN	`10703-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,326 sqft Heated Area
Gross Area	2,104 sqft
1st Floor Area	1,326 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	260 sqft
Driveway	Driveway
Driveway Area	216 sqft

Exterior Amenities

Pool Area	264 sqft
Porch	Porch
Porch Area	18 sqft
Patio Area	100 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1102 TEXAS AVE
City	LYNN HAVEN
State	FL
Zip	32444-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNN HAVEN LOTS 1 & 2 BLK 324 ORB 1583 P 1630
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	324
Legal Lot Number	1,2 2
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3052
Census Tract	1402

Owner

1102 Texas Ave is owned and occupied by an individual who bought it in August 1995.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1102 TEXAS AVE, LYNN HAVEN, FL 32444-2836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TYNDALL FCU
Jun 6, 2018	Deed of Trust, Mortgage · Line of Credit TYNDALL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 1995 · Amount on File
Deed Sale	Aug 28, 1995 · Amount on File
Deed Document Number	0015831630
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1102 TEXAS AVE, LYNN HAVEN, FL 32444-2836
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 RTEXAS AVENUE, LYNN HAVEN, FL 32444

Mortgage

Document Number	0047962296
Date	Apr 30, 2024
Book Page	4796/2296
Instrument	2024024877

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	May 1, 2029

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1102 TEXAS AVE, LYNN HAVEN, FL 32444-2836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040151246
Date	Jun 6, 2018
Book Page	4015/1246
Instrument	2018033401

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	LYNN HAVEN, FL 32444

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1102 Texas Ave was $1,421 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,421.00 Homeowner's exemption	$136,056	$172,603 Land $70,000 Building $102,603
2023	$1,477.00 (+16.03%) Homeowner's exemption	$128,371 (+3%)	$159,862 (+18.67%) Land $65,500 Building $94,362
2022	$1,273.00 Homeowner's exemption	$124,632	$134,707 Land $48,000 Building $86,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1102 Texas Ave in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1995–2021)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Michael, Oct 2018 · 17 claims Severe Storms And Flooding, Jul 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1102 Texas Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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